Credit with benefits. Enjoy the financial freedom.
A business credit card with flexible repayment options for more financial freedom – plus primo card features to help you manage expenses. Holvi credit is coming. You in?
More financial freedom? Yes please.
Business trips, subscriptions, money-making projects – some small business expenses just can’t wait. That’s why we’re releasing a new credit card just for the self-employed.
- Cover daily expenses and finance projects – with line of credit options based on your business needs
- Late invoice payments holding up business? Use Holvi credit to cover short-term gaps in cash flow
- Choose how you pay off your credit balance – all at once or in flexible instalments over time
- Market-competitive interest rate tailored to your business*
*Line of credit and APR (annual percentage rate) are determined by individual assessment. Holvi is committed to responsible business lending.
Flexible repayments, smarter credit choices
Buy now, pay later – or even later, if you want! With Holvi credit, you choose how to pay off your credit balance. All at once or in flexible instalments. Not only this, but…
- Our smart balance forecast shows your future finances
- So you can make informed credit card purchases
- And cover short-term gaps in cash flow
- Keeping finances under control
- Minus the hassle
All your business in one app – plus credit
Banking, invoicing, bookkeeping – and now a premium credit card with built-in expense management tools. All in one app. Now that’s a packed wallet.
- Premium business credit card
- Business account with IBAN
- Unlimited invoicing & e-invoicing
- Receipt scanning & storing
- Smart expense categories
- Bookkeeping tools
Account + credit card
No prepaid, no debit. Holvi’s first real credit card with variable line of credit.
Manage your finances
Decide if you want to repay your credit card in instalments, all at once or any amount in between.
All in the Holvi app
Manage credit expenses, scan receipts, invoice and prep for tax time – all your business in one app.
Premium credit card features –
Made for small businesses
- Highest acceptance – car rental and hotel bookings? No problem.
- Individual credit limit – receive a personalised line of credit
- Flexible repayments – one-time payment or in variable instalments
- Annual percentage rate tailored to your business needs
- Physical credit card and separate virtual credit card
- Seamless integration with your Holvi business account
- Scan and store credit card receipts – stay tax ready
- Holvi’s balance forecast for real-time financial planning
Top-security business banking
Secure login and online card payments with 2FA and Mastercard® Identity Check™.
As a licensed payment institution, we follow the same strict security rules as a bank.
Lock and unlock cards in-app, get notified the moment a payment goes through.