Online business banking, no fuss

One card, one account – everything you need to run your small business.

  • All-in-one account
  • Separate your finances
  • Open account – 100% online

‘Having a separate business account makes life simpler – and so does the Holvi Business Mastercard. Now I don’t need to sift through my personal records to find business expenses. Everything is there in plain sight.’

Leena Putkonen, Registered Dietitian

Unusually helpful business banking

Say bye to business as usual. Our online business account offers everything you find on the high street (UK account number, sort code, unlimited transfers) plus tools to simplify your work life – invoicing, expenses, and bookkeeping make daily tasks smooth and stressless.

Holvi Business Mastercard® – stay tax ready

Connect expenses to accounting. With each purchase, you’ll get a notification nudging you to snap a photo of your receipt. Tag a category and Holvi will save it for tax time.

See real-time cash flow, look into the future

Holvi dashboard keeps you in control. A smart graph shows your real-time cash flow and finance forecast – so you can always catch your balance, easy. No more asking the accountant.

Work seamlessly across devices – connect anywhere

Your small business stays with you every moment of every day, so our online business banking app does too. Wherever life takes you, you’ll never work alone.

  • UK account number and sort code
  • Unlimited transfers within the UK region
  • Add multiple users, share access
  • Schedule payments and set up recurring payments
  • Download monthly statements with a tap
  • Get cards for the whole team
  • Lock and unlock card in seconds
  • Forgot PIN? See it in the Holvi mobile app
  • Mastercard® Identity Check™ 3D Secure keeps your card safe
  • 2-FA keeps your account safe

Open a business account online –
as simple as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with your passport and selfie.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi and simplify your work life.

Biometric login

Fingerprint or Face ID login keeps access to your Holvi account safe and simple.


From 2-FA to 3D Secure, we use the latest SCA tech to protect your TLS-encrypted account.

Bank-level security

Your money is safe with us. Bank-level security means your funds are always protected.

Still curious?

Find answers to your questions in our Help Centre, or contact Holvi Support.

About us

We’ve lived and learned the entrepreneur life. Now we’re here to simplify yours.

How it works

Holvi is a full suite of tools – from business banking, to invoicing, to accounting and taxes.


Holvi is online business banking for the self-employed. As a licensed payment institution, Holvi does not offer overdrafts or other forms of lending or loans.

This means you can never spend more than you have. You’ll need sufficient funds to make a purchase or send a payment. Check your balance quickly in the Holvi app, and scan your finance forecast in Holvi dashboard.

Your Holvi Business Mastercard® is a prepaid card that’s linked to your Holvi business account, so no need to manually load it. It works just like a debit card – as income flows in, your balance grows and you can use your card to pay expenses. Having everything in one place keeps life simple.

You can receive money via UK bank transfer in pounds.

All you need to open an account is your passport and a selfie-capable phone. Once you’ve opened an account, you’ll need to verify your business. For acceptable business documentation, tap here.