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Holvi Pro

Team spending and day-to-day finances, handled with ease. Ideal for small teams that want clear control over team budgets.

€15/month (+VAT)

Billed monthly

What’s included

5 Austrian IBAN accounts
3 physical and 1 virtual card
500 transfers /month
Unlimited users & accountant access
Receipt capture & expense tracking
Built-in invoicing

Added features

1% foreign exchange fee

MOST POPULAR

Holvi Business

Higher card limits, lower transfer costs, and multiple accounts. Ideal for companies whose finances run through many people, budgets or currencies.

€69 /month (+VAT)

Billed monthly

What’s included

15 Austrian IBAN accounts
5 physical + 20 virtual cards
Unlimited transfers
Unlimited users & accountant access
Receipt capture & expense tracking
Built-in invoicing

Added features

0.5% foreign exchange fee

Holvi Pro

Team spending and day-to-day finances, handled with ease. Ideal for small teams that want clear control over team budgets.

€15 €9 /month (+VAT)

1 year subscription, monthly billing

What’s included

5 Austrian IBAN accounts
3 physical and 1 virtual card
500 transfers /month
Unlimited users & accountant access
Receipt capture & expense tracking
Built-in invoicing

Added features

1% foreign exchange fee

MOST POPULAR

Holvi Business

Higher card limits, lower transfer costs, and multiple accounts. Ideal for companies whose finances run through many people, budgets or currencies.

€69 €59 /month (+VAT)

1 year subscription, monthly billing

What’s included

15 Austrian IBAN accounts
5 physical + 20 virtual cards
Unlimited transfers
Unlimited users & accountant access
Receipt capture & expense tracking
Built-in invoicing

Added features

0.5% foreign exchange fee

connects to your favorite tools

Holvi Pro Holvi Business

Banking

Included

5

Included

15

Included

500
€0.25/extra transfer

Included

Unlimited

Optional

€1/transfer

Included

€0.50/transfer

Optional

1% conversion fee

Optional

0.50% conversion fee

Debit cards

Included

3 cards included
€3/month per extra card

Included

5 cards included
€3 /month per extra card

Included

1 virtual card included
€2 /month per extra card

Included

20 virtual cards included
€1 /month per extra card

Included
Included
Included

Unlimited

Included

Unlimited

Optional

2% withdrawal fee

Optional

Free up to €2,000/month,
then 2%

Optional

1% conversion fee

Optional

1% conversion fee

Expense management

Included
Included
Included
Included
Included
Included
Included
Included

Bookkeeping, reports & insights

Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included
Included

Invoicing

Included
Included
Included

500 included
€0.50 per additional e-invoice

Included
Included
Included

Customer care

Included
Included

Find more information on our pricing models here. Additional VAT applies to all prices.

Frequently asked questions

Holvi Business costs €69 (plus VAT) per month, €59 (plus VAT) per month on an annual contract. Included are company cards with individual limits, 15 Austrian IBANs and unlimited SEPA transfers. Unlike traditional banks, there is no fee per transaction. The pricing overview shows all plans and features in detail.

Yes. Holvi issues Austrian IBANs. With Holvi Business 15 IBANs are included. These are included in the fixed monthly price. Additional IBANs can be added for only 1 € per month.

Holvi Business includes 5 physical and 20 virtual cards, each with its own limit. Additional physical cards cost €3 per month; virtual cards cost €1 per month. New cards can be ordered by the person who created the account or by administrators. Learn more under Manage account users.

The tax firm receives its own access with defined permissions. The Editor* role is recommended: it allows viewing the data without the ability to authorize transfers and without ordering cards. Which roles exist and what they can do is explained in our Help Center article User roles and permissions.

No, existing accounts at your primary bank do not need to be closed immediately. The Holvi Business Firmenkonto can easily be used in parallel as a secondary or main account. A complete switch to make it your primary account is also possible.

No, Holvi is not a bank, but a licensed payment institution. In Austria, Holvi is supervised by the Austrian Financial Market Authority (FMA).

As a payment institution, Holvi does not accept deposits from customers. The funds in Holvi business accounts are instead held and safeguarded as customer funds, separate from Holvi’s own funds.

More information about how Holvi protects funds can be found in our Help Centre.

Use Holvi alongside your primary bank

Your main bank stays, Holvi is simply added. A complete switch is possible at any time.