Open your business account online in minutes.

Open a business account online – no paperwork needed. Separate business and personal finances, and track your VAT in real time.

  • Austrian business account
  • Business Mastercard®
  • VAT calculator
  • Save receipts
  • 100% online
Home screen on Holvi app

Corporate Account

All-in-one business account

It all starts here. Business banking, invoicing, expense management and tax prep – all in one place.

  • 500 free SEPA transfers per month
  • Expense management and receipt storage
  • Add users and manage their access rights
  • Invite your accountant
  • Download reports & account statements

Holvi Business Mastercard®

Smart payment cards

Simplify your work life with Holvi’s Business Debit Card and Virtual Debit Card. Pay worldwide – anywhere Mastercard® is accepted.

  • Safe online payments with Mastercard® Identity Check™ 3D Secure & 2FA
  • Real-time notifications keep you up to date
  • Lock and unlock your cards any time
  • View your PIN in your Holvi-App
  • Order team cards
Holvi Business Debit Card
VAT calculator

Smart banking – see your VAT in real time

Holvi’s VAT calculator shows you how much you have to save for tax time. Manage your cash flow and stay in the know.

Receipt scanning using the Holvi app

Expense management without the hassle

Save receipts, sort your income and expenses, add comments and see all your numbers – no spreadsheets needed.

Account security is our top priority

Biometric login

Secure login and online card payments with 2FA and Mastercard® Identity Check™.

Multi-Factor Authentication

Verify transactions using a combination of passwords, codes, and biometrics (e.g. fingerprint).

Bank-level security

As a licenced payment institution, we follow the same strict security rules as a bank.


Clear and simple pricing

Holvi Lite

9 € /Month + VAT

Get control of your business finances. Manage payments and stay on top of the numbers.

  • Business banking
  • 1 Business Debit Card
  • 1 Virtual Debit Card
  • Scan & store receipts
  • Real-time profit/loss*
  • Real-time VAT balance*

Holvi Pro

15 € /Month + VAT

Simplify work life. Manage banking, expenses, invoicing and accounting – all in one account.

Everything in Holvi Lite plus:

  • 3 Business Debit Cards
  • 1 Virtual Debit Card
  • Invoicing & e-invoicing
  • Payment-to-invoice matching
  • Export reports for tax filing

Open your business account in 3 easy steps

Open your business account from the comfort of your home. Holvi is 100% online.

1. Fill in your personal data

2. Verify your identity with a quick video call

3. Fill in your company info

Invoice your clients

Create and send invoices easily from your business account. Get notified the moment you get paid.

Online expense management

Store expense receipts and invoices right in your business account. Calm the chaos of managing expenses.

Still curious?

Find answers to your questions in our Help Centre, or contact Holvi Support.

About us

We’ve lived and learned the entrepreneur life. Now we’re here to simplify yours.

How it works

Holvi is all you need – from business account, to online invoicing, to online bookkeeping.

FAQ – Holvi business account

You can receive money via SEPA transfer in euros. You can also send invoices and e-invoices from Holvi, and collect payments that way. Connect your account to payment terminals like SumUp to accept card payments.

All pricing plans include a Holvi Business Debit Card and a Holvi Virtual Debit Card.

When using a debit card your purchases are debited directly from your business account. This means you can only spend the money that you already have.

Holvi does not offer overdrafts. This means you can not spend more than you have. You’ll need sufficient funds to make a purchase or send a payment. Check your balance quickly in the Holvi app, and scan your finance forecast in the Holvi dashboard.

To open a Holvi business account, you need:

  • Name and address
  • Name, industry and location of your company
  • E-mail address and phone number
  • A valid ID
  • A Smartphone
  • An estimation of your annual turnover
  • Information about the ownership of your company

Here you can find Holvi’s step-by-step guide to verification

Yes. Our partners at IDNow accept a variety of ID cards and passports from different countries. However, not all ID cards/passports have the necessary security features. In this case, please contact our support team.

Unfortunately, driving licences, residence permits or temporary identity cards are not suitable for identity verification.