- All-in-one account
- Separate your finances
- Open account – 100% online
‘Having a separate business account makes life simpler – and so does the Holvi Business Mastercard. Now I don’t need to sift through my personal records to find business expenses. Everything is there in plain sight.’Leena Putkonen, Nutritional Therapist
Holvi Business Mastercard® – stay tax ready
Holvi Business Mastercard® connects expenses to bookkeeping. With each purchase, you’ll get a notification nudging you to snap a photo of your receipt. Holvi then sorts and saves it for tax time.
See real-time cash flow, look into the future
Our dashboard keeps you in control. A smart graph shows your real-time balance and a finance forecast – so you always know how your business is doing. No more asking the accountant.
Work seamlessly across devices – connect anywhere
Your business stays with you every moment of every day, so our app works across devices. That means mobile, tablet, laptop or desktop – wherever you work, we’re with you.
- IBAN, just like a traditional business account
- Unlimited transfers in the SEPA region
- Add multiple users
- Schedule payments and set up recurring payments
- Download monthly statements with a tap
- Lock and unlock card
- Forgot PIN? See it in the Holvi mobile app
- Card safety with Mastercard® Identity Check™ 3D Secure
- Keep your account safe with 2-FA
- Get cards for the whole team
Fingerprint or Face ID login keeps access to your Holvi account safe and simple.
From 2-FA to 3D Secure, we use the latest SCA tech to protect your TLS-encrypted account.
Your money is safe with us. Bank-level security means your funds are always protected.
Find answers to your questions in our Help Centre, or contact Holvi Support.
We’ve lived and learned the entrepreneur life. Now we’re here to simplify yours.
How it works
Holvi is a full suite of tools – from business account, to invoicing, to bookkeeping.
Holvi is online business banking for the self-employed. As a licensed payment institution, Holvi does not offer overdrafts or other forms of lending or loans.
This means you can never spend more than you have. You’ll need sufficient funds to make a purchase or send a payment. Check your balance quickly in the Holvi app, and scan your finance forecast in Holvi dashboard.
Your Holvi Business Mastercard® is a debit card. It’s linked to your Holvi business account, so no need to manually load it. As income flows in, your balance grows and you can use your card to pay expenses. Having everything in one place keeps life simple.
You can receive money via SEPA transfer in euros. You can also send invoices and e-invoices from Holvi, and collect payments that way. Connect your account to payment terminals like SumUp to accept card payments.