Clear and simple pricing
Starter
€0/month
Starting a new business or side-gigging on top of the 9–5? Starter is for you.
- Account and Holvi Business Mastercard®
- Send 3 invoices/month
- Snap, sort and save receipts for tax time
Grower
€12/month
Up and running with your own full-time business? Grower is for you.
- Account and Holvi Business Mastercard® – up to 3 cards
- Unlimited invoicing – including e-invoices
- Snap, sort and save receipts for tax time
Bookkeeper
€69/month
Going all out with your small business? Free yourself from admin and taxes with Bookkeeper. Made for sole traders, available in Finnish.
- Bookkeeping and taxes by a real accountant
- Account and Holvi Business Mastercard®
- Unlimited invoicing – including e-invoices
- Business account
- Holvi Business Mastercard®
- Unlimited SEPA transfers
- Unlimited account users
- Invoicing
- E-invoices
- Receipt capture
- Bookkeeping prep
- Atm withdrawals
- Foreign card usage
- Instant top-up
- Bookkeeping
- Tax declarations + payments
Starter
- Business account
- Holvi Business Mastercard® 1
- Unlimited SEPA transfers
- Unlimited account users
- Invoicing 3 / month
- E-invoices
- Receipt capture
- Bookkeeping prep
- Atm withdrawals 2.5%
- Foreign card usage 2%
- Instant top-up 2.5%
- Bookkeeping
- Tax declarations + payments
Grower
- Business account
- Holvi Business Mastercard® 3
- Unlimited SEPA transfers
- Unlimited account users
- Invoicing
- E-invoices
- Receipt capture
- Bookkeeping prep
- Atm withdrawals 2%
- Foreign card usage 2%
- Instant top-up 2.5%
- Bookkeeping
- Tax declarations + payments
Bookkeeper
- Business account
- Holvi Business Mastercard® 3
- Unlimited SEPA transfers
- Unlimited account users
- Invoicing
- E-invoices
- Receipt capture
- Bookkeeping prep
- Atm withdrawals 2%
- Foreign card usage 2%
- Instant top-up 2.5%
- Bookkeeping
- Tax declarations + payments
Find more information on our pricing models.
Additional VAT applies to all prices.
Optional add-ons

Additional Business Mastercard
€3/card per month

Online store
€5/month + 2.5%/sale

‘With Holvi, we got our business up and running easily – and it still works perfectly for us! Cost effective and efficient.’
Krister Häll, Kombucha Brewer
Open an account online –
as simple as 1, 2, Holvi

1. Hi, nice to meet you!
Share a few details and verify your identity with your bank credentials.

2. So what do you do?
Add some company info to help us verify your business.

3. Let’s work together.
Choose your pricing plan. Start using Holvi and simplify your life.
FAQ
Without the add-ons, Starter has no monthly fees. We just charge a fee for atm withdrawals and foreign transactions. See our fee schedule for a full pricing breakdown, including any extra costs.
Absolutely. You can change your pricing plan whenever your business needs change. You can also add features on to your current plan.
We’ve made our pricing as clear and transparent as possible. We charge a fee for atm withdrawals and foreign transactions, and for card replacements. Visit our fee schedule for a full pricing breakdown.