Clear and simple pricing

Starter

€0/month

Starting a new business or side-gigging on top of the 9–5? Starter is for you.

  • Account and Holvi Business Mastercard®
  • Send 3 invoices/month
  • Snap, sort and save receipts for tax time

Grower

€12/month

Up and running with your own full-time business? Grower is for you.

  • Account and Holvi Business Mastercard® – up to 3 cards
  • Unlimited invoicing – including e-invoices
  • Snap, sort and save receipts for tax time

Bookkeeper

€69/month

Going all out with your small business? Free yourself from admin and taxes with Bookkeeper. Made for sole traders, available in Finnish.

  • Bookkeeping and taxes by a real accountant
  • Account and Holvi Business Mastercard®
  • Unlimited invoicing – including e-invoices
  • Business account
  • Holvi Business Mastercard®
  • Unlimited SEPA transfers
  • Unlimited account users
  • Invoicing
  • E-invoices
  • Receipt capture
  • Bookkeeping prep
  • Atm withdrawals
  • Foreign card usage
  • Instant top-up
  • Bookkeeping
  • Tax declarations + payments

Starter

  • Business account
  • Holvi Business Mastercard® 1
  • Unlimited SEPA transfers
  • Unlimited account users
  • Invoicing 3 / month
  • E-invoices
  • Receipt capture
  • Bookkeeping prep
  • Atm withdrawals 2.5%
  • Foreign card usage 2%
  • Instant top-up 2.5%
  • Bookkeeping
  • Tax declarations + payments

Grower

  • Business account
  • Holvi Business Mastercard® 3
  • Unlimited SEPA transfers
  • Unlimited account users
  • Invoicing
  • E-invoices
  • Receipt capture
  • Bookkeeping prep
  • Atm withdrawals 2%
  • Foreign card usage 2%
  • Instant top-up 2.5%
  • Bookkeeping
  • Tax declarations + payments

Bookkeeper

  • Business account
  • Holvi Business Mastercard® 3
  • Unlimited SEPA transfers
  • Unlimited account users
  • Invoicing
  • E-invoices
  • Receipt capture
  • Bookkeeping prep
  • Atm withdrawals 2%
  • Foreign card usage 2%
  • Instant top-up 2.5%
  • Bookkeeping
  • Tax declarations + payments

Find more information on our pricing models.

Additional VAT applies to all prices.

Optional add-ons

Additional Business Mastercard

€3/card per month

Online store

€5/month + 2.5%/sale

Ready to try Holvi?

  • Open account 100% online
  • Change plans anytime
  • Cancel whenever

‘With Holvi, we got our business up and running easily – and it still works perfectly for us! Cost effective and efficient.’

Krister Häll, Kombucha Brewer

Open an account online –
as simple as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with your bank credentials.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi and simplify your life.

FAQ

Without the add-ons, Starter has no monthly fees. We just charge a fee for atm withdrawals and foreign transactions. See our fee schedule for a full pricing breakdown, including any extra costs.

Absolutely. You can change your pricing plan whenever your business needs change. You can also add features on to your current plan.

We’ve made our pricing as clear and transparent as possible. We charge a fee for atm withdrawals and foreign transactions, and for card replacements. Visit our fee schedule for a full pricing breakdown.