Holvi app for freelancers

Run your business on your smartphone with Holvi’s freelancer app – for wherever work life takes you. Available for iOS and Android.

  • Mobile banking app for freelancers
  • Scan and store receipts
  • Categorise transactions
  • Instant notifications on payments

Wherever you go, your business goes with you.
Download the Holvi app.

Managing business finances on the go has never been easier. Stay up to date with the Holvi app for freelancers.


Holvi app – mobile banking for freelancers on the go

  • Check balance and payments – Stay in the know
    Track income and expenses using your Holvi app – bring ins and outs together
  • Scan and store receipts – Effortless bookkeeping
    Get prompted to snap, sort and save receipts in Holvi’s mobile app after each transaction
  • Categorise transactions – Prepare for tax time
    Categorise transactions and add notes on the fly for easier accounting and VAT reporting
  • Instant notifications on paid invoices – Insights at a glance
    No more obsessively checking your phone. Get notified the instant a client pays you

Manage card settings

Change PIN, security settings, lock and unlock cards on the go in the Holvi app.

In-app chat support

Chat with Holvi Support in Holvi’s mobile app. One tap is all it takes to get support.

Keep business close

Freelancing is at your fingertips with Holvi’s mobile app. Run your business on the go.

More than a mobile banking app

All your freelance business under one roof. Prepare for tax time and drill down into business performance with the full suite of tools in Holvi’s web app.

Collect earnings

Create, send and track invoices in Holvi. Get instant notifications of paid invoices on Holvi mobile.

Pay expenses

Cover costs with the Holvi Business Mastercard®. Scan & store receipts, and categorise transactions on the fly.

Get insights

From real-time cash flow and VAT to detailed accounting reports, get data to make smarter business decisions.

Prepare taxes

Polish off your books in Holvi’s web app. Invite your accountant or export data via Dropbox, PDF or CSV.

A freelancer app
with clear and simple pricing

Holvi Lite

€9 /month + VAT

Get control of your business finances. Manage payments and stay on top of the numbers.

  • Business banking
  • 1 Business Debit Card
  • 1 Virtual Card
  • Scan & store receipts
  • Real-time profit/loss*
  • Real-time VAT balance*
  • Apple Pay & Google PayTM

Holvi Pro

€15 /month + VAT

Simplify work life. Manage banking, expenses, invoicing and accounting – all in one account.

Everything in Holvi Lite plus:

  • 3 Business Debit Cards
  • Business Credit Card (apply now)
  • 1 Virtual Card
  • Unlimited invoicing & e-invoicing
  • Payment-to-invoice matching
  • Bookkeeping preparation
  • Export reports for tax filing
  • Accounting integrations – or invite your accountant
  • Cheaper ATM & instant top-up fees

Holvi Zen

€79 /month + VAT

Find total peace of mind – with a certified accountant to handle taxes. Focus on business, Holvi does the rest. Available for sole traders in Finnish.

Everything in Holvi Pro plus:

  • Your accounting is done by a certified accountant
  • Personal tax support
  • Never miss a tax deadline – we take care of VAT declaration and payments

*For an accurate estimation and/or proper accounting you need to add all your business transactions to Holvi.

‘I get a notification when I pay by card, then just follow the prompts to snap a photo of the receipt, choose an expense category and sort it for bookkeeping – that’s it! Now my accounting is so easy my accountant curses when he can’t charge more!’

Albert Virtanen, Marketing Consultant

FAQs – Holvi mobile app

Absolutely! The Holvi mobile app is key to getting the most out of your Holvi experience, so it’s included in all our plans. Use the Holvi mobile app to run your freelance business on the go, and drill deeper into business performance with the full suite of tools in Holvi’s web app.

Holvi is more than just business banking app – it’s your business’ new financial home. The Holvi mobile app comes with a range of tools that make running your self-employed business easier, including:

  • Business banking
  • Invoicing & e-invoicing*
  • Notifications on paid invoices
  • Receipt scanning and storing
  • Expense categorisation
  • Real-time VAT balance and finance forecast

*Unlimited invoicing & e-invoicing is included in Holvi Pro.

Both apps are included in all Holvi plans and work together to simplify your freelance work life.

Check your balance, scan and store receipts, and categorise transactions on the go with the Holvi mobile app. Access the full range of tools on a web browser. With all your transactions categorised and bookkeeping-ready, you can drill down into business performance, access accounting reports or invite your accountant to prepare your taxes quickly and effortlessly. That’s work life simplified.

Still curious?

Find answers to your questions in our Help Centre, or contact Holvi Support.

About us

We’ve lived and learned the freelancer life. Now our mobile app is here to simplify yours.

How it works

Everything in one place – from business account, to online invoicing, to bookkeeping.