- All-in-one account
- Unlimited transfers
- Holvi Business Mastercard®
- Open account – 100% online
‘Having a separate business account makes life simpler – and so does the Holvi Business Mastercard. Now I don’t need to sift through my personal records to find business expenses. Everything is there in plain sight.’Leena Putkonen, Nutritional Therapist
Holvi Business Mastercard® – your books will thank you
Holvi Business Mastercard® connects expenses to bookkeeping. With each purchase, you’ll get a notification nudging you to snap a photo of your receipt. Just add a category and your receipt is ready for tax time.
See real-time cash flow and look into the future
Our dashboard keeps you in control. A smart graph shows your real-time balance and a finance forecast – so you always know how your business is doing. No more asking the accountant.
Work seamlessly across devices – connect anywhere
Your business stays with you every moment of every day, so our app works across devices. That means mobile, tablet, laptop or desktop – wherever you work, we’re with you.
- IBAN, just like a traditional business account
- Unlimited transfers in the SEPA region
- Add multiple users, share access
- Schedule payments and set up recurring payments
- Download monthly statements with a tap
- Freeze and unfreeze card
- Forgot PIN? See it in the Holvi mobile app
- Card safety with Mastercard® Identity Check™ 3D Secure
- Keep your account safe with 2-FA
- Get cards for the whole team
Fingerprint or Face ID login keeps access to your Holvi account safe and simple.
From 2-FA to 3D Secure, we use the latest SCA tech to protect your TLS-encrypted account.
Your money is safe with us. Bank-level security means your funds are always protected.
You can receive money via SEPA transfer in euros. You can also send invoices and e-invoices from Holvi or set up your own Holvi online store and collect payments that way. Connect your account to payment terminals like SumUp to accept card payments.
Your Holvi Business Mastercard® is a debit card that’s linked to your Holvi business account, so no need to manually load it. As income flows in, your balance grows and you can use your card to pay expenses. Having everything in one place keeps life simple.
Before you can open an account, we’ll need a bit more information about your business – including a few documents. As a licenced payment institution we have a responsibility to know our customers and their business.
We need an extract from your company’s trade register. If you’re a sole trader and have not registered your company in the Trade Register, you can provide us with a screenshot of the YTJ extract.
In some cases, we’ll also ask for the authorisation of a company representative. If you have the right to sign (as the only signer required), we don’t need this authorisation.