Simplify business banking

One card, one account – everything you need to run your business.

  • All-in-one account
  • Unlimited transfers
  • Holvi Business Mastercard®
  • Open account – 100% online

‘Having a separate business account makes life simpler – and so does the Holvi Business Mastercard. Now I don’t need to sift through my personal records to find business expenses. Everything is there in plain sight.’

Leena Putkonen, Nutritional Therapist

Better business banking

Say bye to business as usual. Our business account offers tools to simplify your work life. Invoicing, expenses, and bookkeeping are now a smooth and stressless part of your day-to-day.

Holvi Business Mastercard® – your books will thank you

Holvi Business Mastercard® connects expenses to bookkeeping. With each purchase, you’ll get a notification nudging you to snap a photo of your receipt. Just add a category and your receipt is ready for tax time.

See real-time cash flow and look into the future

Our dashboard keeps you in control. A smart graph shows your real-time balance and a finance forecast – so you always know how your business is doing. No more asking the accountant.

Work seamlessly across devices – connect anywhere

Your business stays with you every moment of every day, so our app works across devices. That means mobile, tablet, laptop or desktop – wherever you work, we’re with you.

  • IBAN, just like a traditional business account
  • Unlimited transfers in the SEPA region
  • Add multiple users, share access
  • Schedule payments and set up recurring payments
  • Download monthly statements with a tap
  • Freeze and unfreeze card
  • Forgot PIN? See it in the Holvi mobile app
  • Card safety with Mastercard® Identity Check™ 3D Secure
  • Keep your account safe with 2-FA
  • Get cards for the whole team

Open an account online –
as easy as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with your bank credentials.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi and simplify your life.

Biometric login

Fingerprint or Face ID login keeps access to your Holvi account safe and simple.


From 2-FA to 3D Secure, we use the latest SCA tech to protect your TLS-encrypted account.

Bank-level security

Your money is safe with us. Bank-level security means your funds are always protected.

FAQs – Holvi business account

You can receive money via SEPA transfer in euros. You can also send invoices and e-invoices from Holvi or set up your own Holvi online store and collect payments that way. Connect your account to payment terminals like SumUp to accept card payments.

Your Holvi Business Mastercard® is a debit card that’s linked to your Holvi business account, so no need to manually load it. As income flows in, your balance grows and you can use your card to pay expenses. Having everything in one place keeps life simple.

Before you can open an account, we’ll need a bit more information about your business – including a few documents. As a licenced payment institution we have a responsibility to know our customers and their business.

We need an extract from your company’s trade register. If you’re a sole trader and have not registered your company in the Trade Register, you can provide us with a screenshot of the YTJ extract.

In some cases, we’ll also ask for the authorisation of a company representative. If you have the right to sign (as the only signer required), we don’t need this authorisation.

Still curious?

Find answers to your questions in our Help Centre, or contact Holvi Support.

About us

We’ve lived and learned the entrepreneur life. Now we’re here to simplify yours.

How it works

Holvi is a full suite of tools – from business account and card, to invoicing, to bookkeeping.