Work life simplified

Holvi’s all-in-one business account helps you calm the chaos of self-employment.

All your business under one roof

Collect earnings

Create, send and track invoices straight from your Holvi account. Store earnings separately from your personal finances.

Pay expenses

Cover your costs with Holvi Business Mastercard® and simplify complicated tasks like expense reporting and receipt matching.

See the big picture

From real-time cash flow insights to detailed accounting reports, get the info you need to make smarter business decisions.

A kombucha startup owner finds balance in work life

Krister knows what it takes to turn zeal into a thriving business – and how using the right tools can help you hold onto some precious free time.

A nutritional therapist shares her recipe for financial well-being

Leena stumbled into self-employment. Now she revels in the freedom, making choices that support her well-being – and her profit margins.

A marketer discovers how to avoid the paperwork pileup

Albert’s company got off to a storming start, with more customers than he could handle. But how does he keep paperwork in check amidst the flurry of work?

Open an account online –
as simple as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with your bank credentials.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi and simplify your life.

I became a Holvi customer because all the banks told me, ‘In a month, we can meet you and set up an account.’ Holvi set me up immediately. It was, ‘Here’s an online login. You’re welcome.

Albert Virtanen, Marketing consultant

We speak small business

Expert live chat support. Our team is made of up Makers and Doers.

You’ll never work alone

Holvi is trusted by over 200,000 small businesses and freelancers.

Bank-level security

Your money is safe with us. Bank-level security means your funds are always protected.

Clear and simple pricing

Holvi Lite

€6 /month

Get a better view on your business finances. Manage payments and stay on top of the numbers.

  • Business banking
  • Business Debit Mastercard®
  • Scan & store receipts
  • See your profit*
  • VAT balance in real time*

Holvi Pro

€12 /month

Lighten the load of running your business. Make managing expenses, invoicing and accounting a breeze – everything in one account.

Everything Holvi Lite offers plus:

  • Invoicing & e-invoicing
  • Payment matching – get notified of paid invoices
  • Prepare & export transactions for tax filing

Holvi Zen

€79 /month

No more stress with accounting and taxes. Focus on your business – Holvi takes care of the rest. Available for sole traders in Finnish.

Everything Holvi Pro offers plus:

  • Your books done by real accountants
  • Personal tax support
  • Never miss a tax deadline – we take care of VAT declaration and payments

*For an accurate estimation and/or proper accounting you need to add all your business transactions to Holvi.