Online invoicing that brings you balance, literally

Create and send beautiful invoices online, and calm the chaos of invoicing. Holvi is so much more than just a business account.

  • Create & send invoices online
  • Notifications for paid invoices
  • Payment-to-invoice matching
  • Downloadable income reports

Create & send invoices online

Get the job done, pronto

  • Set up contact and inventory lists for quick invoice setup
  • Choose your payday and customise default payment terms
  • Invoice & reference numbers link invoices to payments
  • Duplicate existing invoices for recurring bills
  • Payments auto-sync to your income reports, so you stay tax ready

Professional invoice design

Beautifully compliant invoices

  • Choose your invoice language – English or Finnish
  • Add a logo to show your business in its best light
  • Leave a personalised message for clients
  • Add attachments for those extra details
  • Create compliant invoices in line with Finnish legal standards

Invoice and payment tracking

Follow the job, from scratch to finish

  • Create, send, track and store invoices online
  • View draft, sent, paid and overdue invoices in the Holvi mobile app
  • Get instant notifications on paid invoices
  • We’ll match invoices to payments

Sync invoicing to cash flow & taxes

Online invoicing that keeps you informed

Holvi gives you a clear overview of your financial well-being. Master your bookkeeping and stay one step ahead of the curve with our dashboard and VAT balance calculator.

  • Dashboard: See income and expenses – both paid and upcoming – in visual form. Get an end-of-month balance forecast to help you plan ahead.
  • VAT balance: Holvi’s VAT calculator uses your invoices and expenses to calculate how much VAT you owe, or how much you can claim back.

The technical details

  • Set default invoice language (German or English)
  • Add logo, business name, payment details
  • Add attachments to provide extra info
  • Includes reference and invoice number
  • Create inventory and contact lists
  • Send by email, e-invoice or save as PDF
  • Invoices auto-sync to accounting reports
  • Duplicate invoices for recurring billing

Open an account with online invoicing –
as easy as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with your bank credentials.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi to send invoices online.

Think invoicing is scary?
Think again.


Create invoices to the Finnish legal standard – we tick all the boxes.

Stay in the know

Push notifications show you the instant an invoice is paid.

Bank-level security

Means the money you collect from invoicing is always protected.

‘I can invoice from Holvi quickly by choosing from my product inventory. Everything works together – payments, invoicing, accounting. And I get notified as soon as the invoice is paid. Clear and simple.’

Albert Virtanen, Marketing Consultant

FAQs – Holvi online invoicing

No, we don’t charge fees on invoices.* Unlimited invoicing and e-invoicing is included in Holvi Pro.

*We draw the line at 500 e-invoices per month in Holvi Pro. After this, there’s a €0.50 charge per e-invoice. (That’s 16.66 e-invoices per day, every day. So far no one has come close to this limit.) See our Fair use policy.

You bet! Looks matter, and our layouts are thoughtfully designed with an eye for clarity and completeness – so you get paid fast. You can add your logo, payment terms and notes to your client. Oh, and don’t forget attachments.

Still curious?

Find answers to your questions in our Help Centre, or contact Holvi Support.

About us

We’ve lived and learned the entrepreneur life. Now we’re here to simplify yours.

How it works

Holvi is a full suite of tools – from business account and card, to invoicing, to bookkeeping.