Simple. Powerful.
Holvi is digital banking for freelancers
and small business owners like you.

Running a business is hard work. We can help

Sign up with Holvi now, and get a complete set of tools to run your business in one powerful business account.

Get paid. Fast

Create and send invoices directly from your Holvi account.

Your expenses, made easy

Simplify complicated tasks like expense reporting and receipt matching, and have more time for the things that matter to you.

See the big picture

From real-time cash flow insights to detailed accounting reports, get the information you need to make the right decisions for your business.

You´ve been looking
for freedom?

It’s not just a job. Every day, you put your heart and soul into your business to build something that matters. We get that – we’re entrepreneurs ourselves. That’s why we’ve made it our mission to help freelancers and entrepreneurs like you start, run and grow a thriving business.

Easy account set-up

Sign up

Give us a few details to get you started.

Add your details

Verify your identity and your business.

You’re done!

Start saving time and energy with Holvi.

Security at Holvi


In accordance with the Finnish Payment Institution Act and the EU Payment Services Directive, Holvi customer funds are always kept separate from Holvi company funds.


Holvi utilises the latest technology to secure its systems, including two-factor authentication, TLS/ SSL encryption and Mastercard® Identity Check™ 3D Secure authentication.


Holvi is licensed and regulated by the Financial Supervisory Authority of Finland (FIN-FSA). Operating across the EEA, it follows the same strict security standards as traditional banks.

Open 100% online –
no paperwork required!

Open your Holvi business account now.