Clear and simple pricing

Holvi Lite

€9 /month + VAT

Get control of your business finances. Manage payments and stay on top of the numbers.

  • Business banking
  • 1 Business Debit Card
  • 1 Virtual Card
  • Scan & store receipts
  • Real-time profit/loss*
  • Real-time VAT balance*
  • Apple Pay & Google PayTM

Holvi Pro

€15 /month + VAT

Simplify work life. Manage banking, expenses, invoicing and accounting – all in one account.

Everything in Holvi Lite plus:

  • 3 Business Debit Cards
  • Business Credit Card (apply now)
  • 1 Virtual Card
  • Unlimited invoicing & e-invoicing
  • Payment-to-invoice matching
  • Bookkeeping preparation
  • Export reports for tax filing
  • Accounting integrations – or invite your accountant
  • Cheaper ATM & FX fees

Holvi Pro+ Online sales

€18 /month + VAT

Master your finances and start selling online in minutes. Connect sales to bookkeeping and stay tax ready.

Everything in Holvi Pro plus:

  • Ready-to-use sales platform
  • No coding needed, anyone can sell
  • Money from sales goes into your Holvi account
  • Holvi bookkeeping features to prep sales for tax time
  • Frictionless shopping experience for your customers
  • Custom URL under Holvi’s domain
  • Downloadable sales reports

Holvi Lite

  • Business banking
  • Business account
  • Business Debit Mastercard® included 1
  • Holvi Business Credit Card
  • Repay next month
  • Repay in 3 months
  • Repay in 6 months
  • Credit line up to €5,000
  • Interest rates from 8.0%
  • Virtual and physical credit cards
  • Free transfers** (SEPA)
  • Withdraw money from atms 2.5%
  • Use card abroad 2%
  • Additional users
  • Manage income and expenses
  • Overview of money in & out
  • Receipt scanning & storing
  • Transaction categorisation and in-line editing
  • Invoice clients
  • Create and send invoices (email & pdf)
  • Customer list
  • Payment reconciliation
  • E-invoice sending
  • Get business insights
  • See your profit & loss / VAT balance
  • Get a financial forecast
  • Get income / expenses / profit / VAT summaries online
  • Prepare accounting and tax filing
  • Lexoffice integration
  • Add non-Holvi transactions to your account
  • Full VAT breakdown
  • Export your data for tax filing
  • Account statement
  • Data export (Dropbox)
  • Income statement, invoicing, VAT (ELSTER compatible) and DATEV reports (pdf, csv)
  • General ledger and accounting journal reports
  • Mobile app
  • Online sales

Holvi Pro

  • Business banking
  • Business account
  • Business Debit Mastercard® included 3
  • Holvi Business Credit Card + card fee according to repayment plan***
  • Repay next month
    + €6 /month card fee
  • Repay in 3 months
    + €9 /month card fee
  • Repay in 6 months
    + €12 /month card fee
  • Credit line up to €5,000
  • Interest rates from 8.0%
  • Virtual and physical credit cards
  • Free transfers** (SEPA)
  • Withdraw money from atms 2%
  • Use card abroad 2%
  • Additional users
  • Manage income and expenses
  • Overview of money in & out
  • Receipt scanning & storing
  • Transaction categorisation and in-line editing
  • Invoice clients
  • Create and send invoices (email & pdf)
  • Customer list
  • Payment reconciliation
  • E-invoice sending
  • Get business insights
  • See your profit & loss / VAT balance
  • Get a financial forecast
  • Get income / expenses / profit / VAT summaries online
  • Prepare accounting and tax filing
  • Lexoffice integration
  • Add non-Holvi transactions to your account
  • Full VAT breakdown
  • Export your data for tax filing
  • Account statement
  • Data export (Dropbox)
  • Income statement, invoicing, VAT (ELSTER compatible) and DATEV reports (pdf, csv)
  • General ledger and accounting journal reports
  • Mobile app
  • Online sales

Holvi Lite

Holvi Pro

Holvi Pro+
Online sales

Business banking
Business account
Business Debit Mastercard® included133
Holvi Business Credit Card+ card fee according to repayment plan***+ card fee according to repayment plan***
Repay next month
+ €6 /month card fee+ €6 /month card fee
Repay in 3 months
+ €9 /month card fee+ €9 /month card fee
Repay in 6 months
+ €12 /month card fee+ €12 /month card fee
Credit line up to €5,000
Interest rates from 8.0%
Virtual and physical credit cards
Free transfers** (SEPA)
Withdraw money from atms2.5%2%2%
Use card abroad2%2%2%
Additional users
Manage income and expenses
Overview of money in & out
Receipt scanning & storing
Transaction categorisation and in-line editing
Invoice clients
Create and send invoices (email & pdf)
Customer list
Payment reconciliation
E-invoice sending
Get business insights
See your profit & loss / VAT balance
Get a financial forecast
Get income / expenses / profit / VAT summaries online
Prepare accounting and tax filing
Lexoffice integration
Add non-Holvi transactions to your account
Full VAT breakdown
Export your data for tax filing
Account statement
Data export (Dropbox)
Income statement, invoicing, VAT (ELSTER compatible) and DATEV reports (pdf, csv)
General ledger and accounting journal reports
Mobile app
Online sales
We charge a 2.5% fee for each sale

* For an accurate estimation and/or proper accounting you need to add all your business transactions to Holvi.

** Pay your expenses with free transfers in euros (up to 500 transactions a month, €0.25 per transaction after)

*** Only available on our Holvi Pro pricing plan. Credit card fees are billed separately, in addition to the cost of Holvi Pro.

Find more information on our pricing models for Holvi Lite and Holvi Pro

Additional VAT applies to all prices.

Optional add-ons

Extra Holvi debit card

€3 /card per month

Open a Holvi account today!

  • Open account 100% online
  • Change plans anytime
  • Cancel whenever

‘With Holvi, we got our business up and running easily – and it still works perfectly for us! Cost effective and efficient.’

Krister Häll, Kombucha Brewer

Open an account online –
as easy as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with a quick video call.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi to simplify work life.

FAQs – Holvi pricing

Absolutely! You can change your pricing plan whenever your business needs change. You can also add features on to your current plan.

We’ve made our pricing as clear and transparent as possible. We charge a fee for atm withdrawals and foreign transactions, and for card replacements. Visit our fee schedules for a full pricing breakdown.