Home for your business finances

Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.

Open business account

Discover Holvi

Try Holvi Pro with DATEV connection – free for 30 days. For new customers only.

For Solopreneurs

Everything you need for self-employment success

Manage your business finances from the start. Tidy books, smart financial insights and professional invoices – all at your fingertips.

SEPA transfers – 500 free transfers per month
Smart payment cards – debit, credit and virtual cards
Invoicing – get paid, fast
Accept e-invoices (from 2025) and comply with the upcoming mandatory e-invoices
Scan & save receipts – tidy books, ready for tax time
accounting software integrations – synch your transactions easily
VAT calculator – see how much to save for tax time
Perfect for – solopreneurs, freelancers, 1-person-GmbH/UG

Open business account

For companies

Put your spare cash to work

Flexible investments in low-risk money market funds
Easy access to your cash
Digital onboarding for a smooth start
No cap on your investment

Investment brokerage under the liability and for the account of lemon.markets brokerage GmbH, Kottbusser Damm 79, D-10967 Berlin.

Earn yield

New: Additional accounts
Your finances, perfectly organised

Create your own IBANs for different projects, types of income or tax reserves. With multiple accounts, you can enjoy a complete overview of your finances.