Apple Pay is now available! Pay in stores, apps and online with just a touch or a glance. Read more
A business account with German IBAN and up to 500 free transfers per month.
Pay conveniently with your Holvi Business Debit Mastercard®. Manage expenses in real time.
Create and send invoices easily from your business account. Get notified the moment you’re paid.
Scan expense receipts on the go, add missing details and export your data – all set for tax time.
Smarter small business banking
See how much money is yours in real time
Imagine your business account always knows how much VAT you need to set aside for taxes, and what your balance will be in two weeks. With Holvi, you can manage cash flow in real time and see how finances are doing, at a glance.
- VAT calculator: Shows how much you have to save for tax time
- Real-time profit: Shows how much revenue is left after expenses
- Balance forecast: Shows your upcoming balance based on scheduled transactions in and out – so you always stay ahead of the curve
Integrated online invoicing
Billing clients, so easy with Holvi
Send invoices and e-invoices to your customers directly from your business account. We’ll let you know when an invoice is paid and alert you of overdue invoices.
- Create, send and track invoices online
- Get notified the moment an invoice is paid
- Inbound payments auto-match to invoices
- Downloadable income reports
Bookkeeping & tax preparation
Prep for tax time effortlessly on the go
With Holvi, bookkeeping is so easy you won’t even know you’re doing it. We take the stress out of tax time.
- Scan receipts in the Holvi mobile app
- Categorise income and expenses, add VAT and notes
- Download reports to simplify tax declarations via Elster
- Or share bookkeeping data with your tax advisor online
Fast and easy cardless payments
Now you can enjoy all the benefits of your Holvi card using Apple Pay or Google Pay. The fast, easy and secure way to pay in stores, apps and online. Leave your wallet at home, and pay effortlessly with your phone.
Happy Holvi customers
A nutritionist shares her recipe for financial wellbeing
‘Holvi has been invaluable in helping me follow cash flow in an easy, visual way – in real time!‘
A kombucha startup owner finds balance in work life
‘Holvi got our business up and running smoothly – and it’s still making life easier every day.’
Albert loves marketing. But paperwork? Not so much.
‘I can manage most of my finances on the go from my phone. No need to put things off till I get home.’
Holvi Business Debit Mastercard®
Team cards – made for small businesses
Pay and manage your team’s small business expenses conveniently with Holvi company cards. Avoid the hassle of expense reports and manage company finances all in one place.
Clear and simple pricing
€6 /month + VAT
Get a better view on your business finances. Manage payments and stay on top of the numbers.
- Business banking
- Business Debit Mastercard®
- Scan & store receipts
- See your profit*
- VAT balance in real time*
€12 /month + VAT
Lighten the load of running a business – with expense management, invoicing and accounting all in one place.
Everything Holvi Lite offers plus:
- Invoicing & e-invoicing
- Payment matching – get notified of paid invoices
- Prepare & export transactions for tax filing
- Business credit card (Apply now)
*For an accurate estimation and/or proper accounting you need to add all your business transactions to Holvi.