Company cards and clean bookkeeping
Expense management for teams
One shared card in your wallet doesn’t scale past a couple of people. Holvi gives each person who buys their own corporate card. With a limit you set before they spend and the receipt attached as they pay.
Holvi Business from €59/month (plus VAT, billed annually)
Business banking you can rely on
A card for everyone who spends
Create a card per person, physical or virtual, and set the limit before they use it. The team buys what the job needs and nobody waits for you.
The receipt lands on the payment
Your team photographs the receipt as they pay. It attaches to the transaction with the right VAT rate, so nothing gets chased at month end.
Clean data for your accountant
Card spend flows to DATEV, Lexware Office or sevdesk. Your tax office gets clean, categorised data every month.
One account, not another tool
The cards sit on your business account. No separate login, no wallet to top up, no second fee. And it works alongside the bank you already have.
You’ve outgrown one shared card
Four people need to buy for the company, so they all borrow yours. Or pay out of pocket and bring a crumpled receipt back weeks later.
Give each of them their own card instead. Set the limit once, before anyone spends and change it whenever you need to.
Made for the way your team spends
From the building site to the studio floor: give the people who buy their own cards.
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Materials, diesel and tools across the crew, each on a card with a limit you set. See every payment as it happens and hand your accountant clean, DATEV-ready data.
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Parts, fuel and supplier runs for people on the road. Lock or unlock a card in a tap and every receipt stays attached to the payment.
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Virtual cards for ad budgets, SaaS and subscriptions, spun up in seconds and controlled like every other card.
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Cards for teams spread across sites, with a limit per person and no more fronting company costs personally.
The receipt lands on the payment
As the team pays, they photograph the receipt in the app and it’s already attached to the transaction. All categorised, with the right VAT rate and notes where needed.
That way every expense arrives pre-sorted for the bookkeeping – nothing to chase at month end.
What your accountant receives
Connect DATEV, Lexware Office or sevdesk once and the data flows from then on:
- transactions categorised,
- VAT rates applied and
- receipts attached.
Your tax office gets a clean bookkeeping export and a payment report – not a shoebox.
“Being able to assign receipts directly to payments is brilliant – everything’s kept in one place. The mobile app is great for scanning receipts on the go, and the price is spot on.
Buildeazy GmbH
It’s your business account, not another tool
The cards aren’t a separate app with its own login and its own top-up. They sit on one business account – at a fixed monthly rate.
You don’t have to move everything: many teams run Holvi as the operational account for team spend and keep their main bank where it is.
One account with every card the team needs
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Debit card
Pay straight from your business account. Physical or virtual, one for each person who buys, with a limit set before they spend.
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Credit card
The Holvi Business Credit Card gives the team more room to move. Up to €50,000 and repaid monthly. Physical and virtual, on application.
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Virtual cards
Create a new card in seconds for online payments or contactless payments in-store. You can also create separate USD and GBP cards for purchases abroad. This saves you from having to convert amounts into EUR when making purchases.
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Subscription cards
A dedicated card per recurring vendor, so a renewal never lands on a personal card. A compromised card doesn’t break everything you run. Reassign it when someone leaves.
Secure by default.
For over 15 years, businesses have trusted Holvi to keep their money safe.
3D Secure on every online payment
Extra protection built into every card.
Lock and unlock in a tap
Block a card instantly from the app and unblock it just as fast.
Your money, safeguarded
Holvi is supervised by BaFin and customer funds are held as safeguarded funds.
Frequently asked questions about expense management
Lock it from the app straight away, then reassign or cancel it. A subscription card for a recurring vendor can be reassigned to whoever takes over, so a renewal never bounces.
Yes. Set a limit before anyone spends and change it whenever you need to, per card, from the app.
No. Connect DATEV, Lexware Office or sevdesk once and the data flows to them. They keep working in the tools they already use.
You don’t have to move everything. Many teams run Holvi as the operational account for team spend and cards and keep their main bank where it is.
Holvi combines a business account, corporate cards and credit cards into a single solution. A quick photo of a receipt is all it takes to attach it directly to the transaction. Integrations with DATEV and other accounting software automatically transfer all data to the accountant. The Holvi business account provides a clear real-time view of profit and estimated VAT. This gives companies full control over expenses and budgets. All through a single login, at a fixed monthly price and with no additional software required.
5 physical and 20 virtual debit cards on the Holvi Business plan. Additional cards are available – see the price list.
Team cards are the start. Tidy up the rest of the money.
International transfers
Pay suppliers in 18 currencies, with no third-party provider.