A business account doing the work for you
The modern alternative to traditional banks: The Holvi business account for small and medium-sized businesses (SMEs) reduces running costs, integrates accounting and provides an overview of all team expenses.
Trusted by over 40,000 businesses


Low fees & complete transparency
Unlimited SEPA transfers in Euros and affordable SWIFT payments for a fixed price of €59 per month.
For SWIFT payments in other currencies, a fee of just 0.5% applies. This keeps all your costs predictable.
Cards for the team, control for the business
The Holvi Business Mastercard® gives your team financial flexibility, with individual spending limits that can be set for each card.
All transactions are visible in real time, and receipts can easily be uploaded via photo in the app. This provides complete visibility and saves valuable time on accounting.


Yield on corporate liquidity
With Holvi, GmbHs and UGs can flexibly park capital, withdraw it quickly whenever needed, and benefit from ongoing yields.
The best part: All it takes is your Holvi business account. No extra brokerage account, no additional app. All the necessary documents for your taxes are automatically provided at the end of the year.
Finance and accounting – seamlessly connected
We automatically link all transactions with the accounting software so that everything falls into place at the end of the month.
Free with Holvi Business: Direct integration with DATEV. This simplifies collaboration with your tax advisor & saves valuable time.

Holvi is top-rated


“Holvi stands out for its user-friendly solution and streamlined processes. What we particularly appreciate is that it makes it easy to organise everything related to business accounts, invoices and receipts in a clear and straightforward way.”
Marcel Pohl, founder of BiBu Office GmbH, digital accounting
Ready for business banking
that grows with you?
The business account for SMEs is set up in just a few steps and ready to use in no time:
1. Register and verify identity
2. Provide business and personal details
3. Get started right away!
🔒 Secure and regulated by BaFin.
