Choose the plan that suits you best

Save up to 50%

Holvi Flex

Flexible pay-as-you-go banking with no monthly fees. Ideal for businesses with fewer transactions.

€0 /month

No monthly account fee

Open account

What’s included

1 German IBAN
1 virtual card
€0.25 /transfer
1 user

Added features

DATEV connection €3/month
1% FX fee on SWIFT transfers
Apply for credit line up to €50,000

Holvi Lite

Effortless everyday banking with bookkeeping prep. Ideal for businesses looking for a simple, predictable account.

€9 /month (+VAT)

Billed monthly

Open account

What’s included

2 German IBANs
1 physical and 1 virtual card
100 transfers /month
Receipt scanning & bookkeeping prep
Accountant access

Added features

DATEV connection €3/month
1% FX fee on SWIFT transfers
Apply for credit line up to €50,000

most popular

Holvi Pro

All-in-one financial tools with built-in banking. Ideal for businesses that want income, expenses and bookkeeping prep in one place.

€15 /month (+VAT)

Billed monthly

Open account

What’s included

5 German IBANs
3 physical and 1 virtual card
500 transfers /month
Receipt scanning & bookkeeping prep
Accountant access
Invoicing & e-invoicing

Added features

DATEV connection €3/month
1% FX fee on SWIFT transfers
Apply for credit line up to €50,000

Holvi Flex

Flexible pay-as-you-go banking with no monthly fees. Ideal for businesses with fewer transactions.

€0 /month

No monthly account fee

Open account

What’s included

1 German IBAN
1 virtual card
€0.25 /transfer
1 user

Added features

DATEV connection €3/month
1% FX fee on SWIFT transfers
Apply for credit line up to €50,000

Holvi Lite

Effortless everyday banking with bookkeeping prep. Ideal for businesses looking for a simple, predictable account.

€9 €4.50 /month (+VAT)

1 year subscription, monthly billing

Open account

What’s included

2 German IBANs
1 physical and 1 virtual card
100 transfers /month
Receipt scanning & bookkeeping prep
Accountant access

Added features

DATEV connection €3/month
1% FX fee on SWIFT transfers
Apply for credit line up to €50,000

MOST POPULAR

Holvi Pro

All-in-one financial tools with built-in banking. Ideal for businesses that want income, expenses and bookkeeping prep in one place.

€15 €9 /month (+VAT)

1 year subscription, monthly billing

Open account

What’s included

5 German IBANs
3 physical and 1 virtual card
500 transfers /month
Receipt scanning & bookkeeping prep
Accountant access
Invoicing & e-invoicing

Added features

DATEV connection €3/month
1% FX fee on SWIFT transfers
Apply for credit line up to €50,000
Holvi Flex Holvi Lite Holvi Pro
Get Started
Get Started
Get started

Banking
Included

1
Included

2
Included

5
Optional

€0.25 per transaction
Included

100
€0.25/extra transfer
Included

500
€0.25/extra transfer
Optional

€1/transfer
Optional

€1/transfer
Optional

€1/transfer
Optional

1 % conversion fee
Optional

1 % conversion fee
Optional

1 % conversion fee
Optional

€4.50/month
Not included
Not included

Debit cards
Optional

0
€3/month per card
Included

1
€3/month per extra card
Included

3
€3/month per extra card
Included

1
€3/month per extra card
Included

1
€3/month per extra card
Included

1
€2/month per extra card
Included
Included
Included
Optional

2.5% withdrawal fee
Optional

2.5% withdrawal fee
Optional

2% withdrawal fee
Optional

2.5% conversion fee
Optional

2% conversion fee
Optional

1% conversion fee

Business credit
Optional

Up to €50,000
Subject to eligibility
Optional

Up to €50,000
Subject to eligibility
Optional

Up to €50,000
Subject to eligibility
Optional

1 physical and 1 virtual card
€3 per physical and €2 per virtual extra card
Optional

1 physical and 1 virtual card
€3 per physical and €2 per virtual extra card
Optional

1 physical and 1 virtual card
€3 per physical and €2 per virtual extra card
Optional

2.5% of transaction amount
Optional

2.5% of transaction amount
Optional

2.5% of transaction amount
Optional

€0/month
0% APR
Optional

€0/month
0% APR
Optional

€0/month
0% APR
Optional

€0/month
18% APR
Optional

€0/month
18% APR
Optional

€0/month
18% APR

Invoicing
Not included
Not included
Included
Not included
Not included
Included
Not included
Not included
Included

Expense management
Not included
Included
Included
Not included
Included
Included
Not included
Included
Included

Bookkeeping, reports & insights
Included
Included
Included
Included
Included
Included
Not included
Included
Included
Not included
Included
Included
Not included
Included
Included
Not included
Not included
Included
Not included
Not included
Included
Not included
Not included
Included

Connections
Optional

€3/month
Optional

€3/month
Optional

€3/month
Not included
Included
Included
Included
Included
Included
Included
Included
Included

Customer care
Included
Included
Included

Find more information on our pricing models here. Additional VAT applies to all prices. ¹

Net yield after fund manager fees, based on annualised 30-day performance (as of 5.10.2026). This estimate assumes consistent performance over the full year, though money market returns may vary with changing market conditions.

Investing carries risks to the capital invested. As with any investment, the value of your investments can go up or down. Past performance is not a reliable indicator of future results. The returns stated are for illustrative purposes and may differ from actual product performance. This is not an offer or investment recommendation. Investors should note that investing in money market funds is not a guaranteed investment and carries different risks compared to a traditional savings account. Access to investment options is granted upon successful onboarding.

Investment brokerage under the liability and for the account of lemon.markets brokerage GmbH, Kottbusser Damm 79, D-10967 Berlin.

Ready to try Holvi?

Open account online and simplify your business finances.

Open account