Business account with company formation for GmbH & UG

Set up your company easily and securely with Holvi. We’ll guide you through every step: articles of association, notary appointments, commercial register entry, tax number and much more. Fully digitalised for a fast start.

Business banking you can rely on.

Business banking for founders

Open a digital business account in just a few minutes and launch your business right away! Your IBAN can then be used for all payments – both domestic and international.

From idea to launch

Open your business account, deposit your share capital and get registered in the commercial register without delay.

The best part: Holvi can handle the entire formation process for you upon request.

Done in just 4 steps:

  • 1. Enter your company details
  • 2. Submit your personal information
  • 3. Choose your formation package
  • 4. Open your Holvi business account

Den Rest machen wir, falls gewünscht auch als Express-Leistung. 

A business account for a stress-free start

Founders need complete clarity at all times:

With Holvi, you can always keep an eye on income, expenses and VAT in real time. Enjoy up to 15 German IBANs, real-time transfers, and international transfers in 18 currencies.

Cards with full control – for the whole team

From the first business trip to purchasing new software – corporate cards make expense management From the first business trip to purchasing new software – corporate cards make expense management fully transparent.


Get virtual and physical cards with predefined spending limits so every payment can be easily tracked. Assign expenses to specific teams or projects for better budget control.

Integration with your accounting software

Seamless connection with over 10 accounting solutions (DATEV, lexoffice, etc.) ensures a clear overview of all your finances directly in your account.

Data flows automatically and manual tasks are reduced, saving you valuable time and money.

Top-rated by founders

Marcel Pohl, Gründer von BiBu Office GmbH, digitale Buchhaltung
BIBU OFFICE logo

“Holvi stands out for its user-friendly solution and streamlined processes. What we particularly appreciate is that it makes it easy to organise everything related to business accounts, invoices and receipts in a clear and straightforward way.”

Marcel Pohl, founder of BiBu Office GmbH, digital accounting

Business banking for founders

Clear, predictable pricing 

From free account opening to affordable plans for growing needs: our pricing remains straightforward. With tiers based on company size, we offer the right account for everyone.

Trusted and secure since 2011

Holvi is a licensed payment institution supervised by BaFin. Since 2011, we have been supporting freelancers and businesses across Europe.

Deutsche IBAN

Up to 15 German IBANs enable real-time transfers, standing orders, and more. Ideal for keeping your expenses clearly separated.

Give us a call: we will help you

Our phone support is available Monday to Friday. Our friendly team will assist you with any request, so you can focus on your business.

Open an account here or in the app

Try Holvi Pro now – 30 days for free!

1. Create your account

2. Verify your identity (via video call or online ID)

3. Fill in your company details


Sign up takes just 10 minutes!