Business account with clear finances for solo entrepreneurs
User-friendly business banking to give you more time for your own business.
Simplifies your daily work routine with everything you need: IBAN, company card, invoicing & accounting tools.


Create invoices directly from your account
For freelancers, sole traders and small businesses: Easily create professionally designed invoices (including e-invoices) in just a few clicks.
The best part: With Holvi, everything happens directly in your account. It even supports payment reminders and automatic matching of invoices to payments.
Cards for all expenses
Manage physical and virtual debit cards directly within your account. Business credit cards with individual credit limits (up to €50,000). All cards can be linked with Apple Pay and Google Pay.
For maximum security: Lock or unlock cards in the app at any time.


Accounting with clarity
Calculate VAT and profit? It’s all included right in your account.
Generate reports and bank statements with a single click for your tax advisor or accounting software (DATEV, sevdesk, etc.).
Over 40,000 customers trust Holvi


“Holvi stands out for its user-friendly solution and streamlined processes. What we particularly appreciate is that it makes it easy to organise everything related to business accounts, invoices and receipts in a clear and straightforward way.”
Marcel Pohl, founder of BiBu Office GmbH, digital accounting
Clear finances starting now: Open your account here
Your business account in just 3 steps:
1. Register and verify your identity
2. Enter your personal details and business information
3. Get started right away.
Just 10 minutes to sign up.
🔒Secure and regulated by BaFin.