Business banking & finances – all in one place.
Designed for freelancers, founders and SMEs. Get your business account, company formation, invoicing, expense management and more in one transparent service. With no hidden fees.
Try Holvi free for 30 days. For new customers only.
Founders
The business account is the foundation for your new company. Our formation service supports you every step of the way – from the articles of association to trade registration. Fully digital and clearly structured.
Solo entrepreneurs
Keep track of your profits, VAT and key financials with ease. Snap and upload receipts directly in the app and categorise your expenses effortlessly. Less paperwork, more time to focus on your business.
SMEs
Empower your team with corporate cards and secure budget limits. Sync all expenses directly with your accounting software to keep your finances perfectly in check.
Business banking you can rely on.
Flexible business banking
A business account that grows with your company – from foundation to expanding into new markets.
Secure banking and simplified processes create the space you need for growth.
Cards with full control for the whole team
Issue physical and virtual cards with individually defined limits. Receipts are easily uploaded as a photo via the app, keeping your bookkeeping perfectly organised.
Integration with your accounting software
Connect with over 10 accounting solutions to maintain a crystal-clear overview of all finances in your account.
Data flows automatically, reducing manual tasks to save you valuable time and money.
Global business: transfers in 18 currencies
Send and receive payments worldwide. No need for workarounds via third-party providers. Fair exchange rates and automated accounting make international transactions as simple as domestic payments.
Over 40,000 customers trust Holvi
Switch to Holvi in just a few minutes
With our free account switch service, your payments are rerouted, partners are notified and your old account is closed.
A stress-free start with Holvi is just a few clicks away.
Go to account switch serviceBusiness banking for freelancers and SMEs
Clear, predictable pricing
From free account opening to affordable plans for growing needs: our pricing remains straightforward. With tiers based on company size, we offer the right account for everyone.
Trusted and secure since 2011
Holvi is a licensed payment institution supervised by BaFin. Since 2011, we have been supporting freelancers and businesses across Europe.
Deutsche IBAN
Up to 15 German IBANs enable real-time transfers, standing orders, and more. Ideal for keeping your expenses clearly separated.
Give us a call: we will help you
Our phone support is available Monday to Friday. Our friendly team will assist you with any request, so you can focus on your business.
“As a founder with a holding, I needed a business account that actually works the way I do. Holvi was the obvious choice: fast to set up, free business account, fully digital, and built for founders. Connecting it to Fideus for automated bookkeeping and annual statements was the final piece. No more chasing my tax advisor. No more year-end chaos. It just runs.”
Kai Klapal, Founder of Fideus GmbH, Tax advisory for Holdings
Open an account here or in the app
Try Holvi Pro now – 30 days for free!
1. Create your account
2. Verify your identity (via video call or online ID)
3. Fill in your company details
Sign up takes just 10 minutes!