Home for your business finances
Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.
Try Holvi Pro with DATEV connection – free for 30 days. For new customers only.
For Solopreneurs
Everything you need for self-employment success
Manage your business finances from the start. Tidy books, smart financial insights and professional invoices – all at your fingertips.
- Instant transfers – without additional costs
- Smart payment cards – debit, credit and virtual cards
- Invoicing – get paid, fast
- Accept e-invoices and comply with mandatory e-invoices
- Scan & save receipts – tidy books, ready for tax time
- accounting software integrations – synch your transactions easily
- VAT calculator – see how much to save for tax time
- Perfect for – solopreneurs, freelancers, 1-person-GmbH/UG
For Teams
Wherever your business, Holvi is a fit
Simplify expense claims, manage team spending and track KPIs – all in Holvi’s connected business account. Less admin, more time to focus.
- Team debit cards – powered by Mastercard®
- Manage card usage – activate and deactivate ATM withdrawals or online payments for individual cards
- Instant notifications – see every time a team member uses their card
- No expense claims – all team expenses are paid from your business account in real time
- Financial insights – track spending and keep an eye on KPIs in your Holvi dashboard
- Perfect for – small and medium GmbHs
Special offer for new customers
4% yield for 4 months
More yield from day one
4% p.a. for 4 months from your first deposit – available to new GmbH and UG accounts during the campaign period.
Stay flexible
Invest and withdraw easily – with no lock-ins or long-term commitments.
Easy to get started
Open a Holvi account, activate investments and put your business’s cash to work.
Reliable management
Money market fund managed by DWS – one of Europe’s largest asset managers.
Investment brokerage under the liability and for the account of lemon.markets brokerage GmbH, Kottbusser Damm 79, D-10967 Berlin.
Starting at just €0 per month
Exactly the banking you need
From €0 accounts for solo self-employed to business accounts for teams: at Holvi, businesses of all sizes find the right banking solution.
Holvi features
Say hello to your new business banking tools.
Business Banking
Online business account with German IBAN and instant transfers.
Company formation
Express company formation. Full-service packages starting from €99.
International transfers
Make and receive payments in 18 currencies. Transparent and fair.
Invoicing
Create, send, track and store invoices. Get instant notifications on paid invoices.
Smart payment cards
Debit, credit and virtual cards. Pay worldwide in practically any way.
E-Invoicing
Accept e-invoices and fulfill the e-invoicing obligation from 2025
Simplified accounting
Connections to DATEV, Lexware Office and many leading accounting tools.
Support
Get fast answers in our help centre and from our customer support team.
Happy Holvi customers
A nutritionist shares her recipe for financial wellbeing
‘Holvi has been invaluable in helping me follow cash flow in an easy, visual way – in real time!‘
A kombucha startup owner finds balance in work life
‘Holvi got our business up and running smoothly – and it’s still making life easier every day.’
Albert loves marketing. But paperwork? Not so much.
‘I can manage most of my finances on the go from my phone. No need to put things off till I get home.’
Open an account online or in-app
Get up and running in just three easy steps.
1. Confirm your identity online
2. Fill in your company information
3. Choose your plan