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Expense management for teams

Give a corporate card to everyone who buys for the company. Each one works with its own limit, inside the account your money is already in.

A card each, with a set limit

Your team can buy what your company needs without asking for your sign-off every time.

The receipt lands with the payment

Whoever pays photographs the receipt and adds the VAT. The information stays with the transaction, ready for your books.

Data ready for the accountant

Card spending flows to bookkeeping softwares, such as Netvisor and Procountor. Clean and categorised data every month.

One account, instead of another tool

Cards, accounts, invoicing and your accountant’s access all live in the same plan. No extra tools needed.

Stay up-to-date on your team’s spend

If your team buys for the company, do they borrow your card? Or pay themselves and bring a crumbled receipt weeks later?

With Holvi each card payment can be tracked by cost centre and chart of accounts. You don’t have to wait for the monthly statement just to know where your finances are at. A quick glance at your dashboard gives you all the information you need.

Make your accountant happy

Connect Netvisor, Procountor and more once and your account receives data to their own bookkeeping software via bank connection.

Every transaction is categorised and every card payment matched to its receipt, so your accountant can get straight to work. No more calls.

How teams like yours use Holvi’s corporate cards

From the building site to the studio floor: give the people who buy their own cards.

  • Your crew buys fuel and materials on-site with their own card, no need to call you first. Every payment shows up on the dashboard in real-time.

  • Drivers pay for their fuel and other expenses with their own corporate card, not a personal card. The receipts are scanned and stay attached to the payment.

  • Everyone who buys for the company has their own card with a set limit. They only come to you when they need more budget.

  • You track spend for each site by card and transaction category. See which sites are profitable without waiting for the monthly statement, and the data goes straight into bookkeeping.

Everything in one tool

Company cards, receipt scanning, bookkeeping prep and the bank connection. Choose the right plan for your business and simplify your team’s expense management.

Frequently asked

A corporate card is issued to your company rather than one person, so everyone who buys for the business pays with their own corporate card, in your Holvi account.

Holvi issues debit cards linked directly to your business account, not prepaid cards you top up separately in advance. You can still set an individual spend limit on each card.

Company cards work as company fuel cards too, and cover materials or any other business purchase — on the road, on-site or in the office. The receipt and category are added when you pay, and carry straight over to bookkeeping.

Holvi Pro includes 1 virtual card and 3 physical debit cards and Holvi Business includes 20 virtual and 5 physical debit cards. You can easily add more cards for a small monthly fee.

Team cards are the start. Tidy up the rest of the money.

<strong><strong><strong>Bank connections</strong></strong></strong>

Bank connections

Receipts, VAT and transactions go straight from Holvi to your accountant: no extra tools, no extra work.

<strong><strong><strong><strong>Credit line</strong></strong></strong></strong>

Credit line

Pay by credit card or transfer money from your credit limit to your account to cover supplier invoices that your card can’t handle. Repay once your customer pays you.

<strong><strong><strong><strong>International payments</strong></strong></strong></strong>

International payments

Open accounts in 18 currencies or add a USD or GBP virtual card for international purchases alongside your everyday cards.

Give your team their own cards

 Add it alongside your current bank — no switching needed. Or move everything over. It’s your choice.

Since 2011 · Finnish regulated service · English-language phone support