Spend less time on admin, more on growing your business

Everything you need to run your business: IBAN account, payment cards, invoicing, and bookkeeping tools – all in one simple service.

Holvi is trusted by over 25 000+ entrepreneurs in Finland

Invoicing made easy

Create and send professional invoices – including e-invoices. Holvi handles the entire invoicing follow – from invoice creation to reminders and matching payments.

Handle receipts hassle-free

Pay with Holvi Business Mastercard® and snap a photo of the receipt. Holvi links the payment and receipt, preparing the bookkeeping for you. No more lost receipts!

Effortless bookkeeping

Holvi automates your bookkeeping prep – from calculating your VAT to generate clear reports. Share everything with your accountant in one click or use it for your tax return. Less hassle, more peace of mind.

Holvi Zen

Personal accountant for a fixed monthly fee.

No time or desire to handle your bookkeeping? Let a professional take care of it for you. You can focus on your business, we’ll take care of the admin.

Explore Holvi Zen

Holvi – Reviews

“Holvi has truly made managing business finances as easy as it can possibly be – and simple enough that even I can handle it.”

Enna, BeautybyEnna
Entrepreneur

Ready to focus on what truly matters?

Fast, easy, and fully online – open your Holvi account from wherever you are.

1. Register and verify

Use your online banking details to confirm your identity

2. Add your
business details

Provide some basic info about yourself and your business.

3. You’re all
done!

Your account will be active in approximately three days.

🔒 A secure service regulated by the Financial Supervisory Authority