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More value from your business account

Your Holvi Business account earns interest every day. You get 1.5% interest until 31 December 2026 and 1.0% after that. Interest accrues daily and is paid monthly.

Ei määräaikaa · Korko kertyy päivittäin · Maksetaan kuukausittain

Get returns on your cash

1.5% interest on your funds until 31 December 2026. 1% after that.

Easy to get started

Interest accounts are already included in your Holvi Business account. Start earning interest right away.

Flexible returns

No fixed terms, no commitments. Your funds are available to you at all times.

Put your money to work

  • Your interest accounts work like any other account – no fixed term and no transfer restrictions
  • Interest is calculated daily and paid monthly
  • Move funds to your interest accounts easily within Holvi
  • 1.5% annual interest until 31 December 2026 – 1% after that
  • The Holvi Business plan includes 5 interest accounts

Clear control of your finances

With the interest accounts you can keep your funds for different purposes separate while earning interest.

  • Five interest accounts – for VAT, salaries or a buffer
  • Get a PDF receipt of your monthly interest payment for your bookkeeping
  • Your money is available whenever you need it – no commitments or fees

Set up your account

 Fast and fully online. Start from wherever you are.

Confirm your identity with your online banking credentials. No Finnish online banking credentials? Open your account through our guide for Expats.

Tell us a bit about you and your business.

We’ll verify your business details in about three days. Once verified, your account is immediately active and ready to use.

Trusted by 40,000+ businesses across Europe

"Easy to start your business account on Holvi. For a small business the Holvi Flex fills our needs perfectly and the pricing and connectivity to banking and accounting is easy to setup. Customer service has been super helpful with any problems that I've had." 
“Easy to start your business account on Holvi. For a small business the Holvi Flex fills our needs perfectly and the pricing and connectivity to banking and accounting is easy to setup. Customer service has been super helpful with any problems that I’ve had.” 
Juho
"Tried others, this one is the best<br>Clear and well-designed interface/app, pleasure to use. Great customer service provided fast by real people, not bots. Useful additional functionalities: built-in invoicing, phone widget" 
“Tried others, this one is the best
Clear and well-designed interface/app, pleasure to use. Great customer service provided fast by real people, not bots. Useful additional functionalities: built-in invoicing, phone widget” 
Lee
"Holvi offers quality service and corporate accounts with all basic features, that a small company, a private entrepreneur or a non-profit organization may need. All that with competitive pricing, which is very important for small organizations." 
“Holvi offers quality service and corporate accounts with all basic features, that a small company, a private entrepreneur or a non-profit organization may need. All that with competitive pricing, which is very important for small organizations.” 
Ivan
"I've been a customer with our GmbH for four years. Holvi has grown with us, service-minded all the way." 
“I’ve been a customer with our GmbH for four years. Holvi has grown with us, service-minded all the way.” 
Kristin,

Put your money to work

Earn interest on your company funds with no fixed term – keeping your money fully accessible whenever you need it.