Choose the plan that suits you best
All key tools for running the association’s finances. Manage expenses with cards and collect membership fees conveniently.
Associations Flex
€0
/monthly + VATOur lightest plan that includes an account and a virtual card. Pay only for the transfers your association needs and stay flexible.
Banking and cards
Open accounts in EUR, USD, GBP and more. Receive, hold, and send multiple currencies directly within Holvi. Additional accounts €2/month each.
Incoming and outgoing regular and instant SEPA transfers.
Pay online with Apple Pay and Google Pay – also in store. Order additional virtual or physical cards at €3/month each.
Add your association’s key people or accountant to the account and give them the permissions they need.
Send and receive payments in 18 currencies – directly in Holvi.
A small currency conversion fee is charged when card payments or bank transfers are made or received in currencies other than euros. The fee is calculated and applied at the time of the currency conversion.
Invoicing and sales
Expenses and bookkeeping
Connect Holvi to your bookkeeping software.
bookkeeping prep
Standard reports: Account statement, accounting journal, general ledger, order lists.
Associations Pro
€15
/monthly + VATEverything you need to run your association: accounts, payment cards, invoicing and online store. Collect membership fees and raise funds easily.
Banking and cards
Open accounts in EUR, USD, GBP and more. Receive, hold, and send multiple currencies directly within Holvi. Additional accounts €1/month each.
Incoming and outgoing regular and instant SEPA transfers. Additional SEPA transfers €0.25 per transfer.
Add all cards to Apple or Google Pay. You can order additional debit cards at an extra monthly cost.
Add your association’s key people or accountant to the account and give them the permissions they need.
Send and receive payments in 18 currencies – directly in Holvi.
A small currency conversion fee is charged when card payments or bank transfers are made or received in currencies other than euros. The fee is calculated and applied at the time of the currency conversion.
Invoicing and sales
Create, send and track invoices. Send and receive e-invoices. Up to 500 sent, 500 received invoices / month. E-invoices beyond those included in your plan are charged at €0.50 per e-invoice.
Start selling online in minutes. We host your online store and secure checkout portal. Accept card payments and payment via Finnish bank button. 2.5% per-transaction fee.
Expenses and bookkeeping
Connect Holvi to your bookkeeping software.
bookkeeping prep
Snap, sort and save receipts in-app, forever – add categories and quick notes to stay tax ready
A clear view of your VAT balance in real-time.
Standard reports: Account statement, accounting journal, general ledger, order lists. Advanced reports: VAT report, Income statement, Invoicing report, electronic account statement (camt.052). Plus Procountor report.
Easy-to-use app
Holvi is not designed for Excel wizards, but for entrepreneurs who need efficiency. Invoicing, financial reports, online store management – everything can be managed from your phone!
Extensive additional services
As your business grows, we grow with you. Salary payment, international payments, additional cards, credit card, YEL insurance – everything is arranged directly from your Holvi account.
Bank-level security
Keeping your account and your money secure is as important to us as it is to you – Holvi’s versatile security features and expert customer support take care of that.
Personal support
You can reach us easily by phone, direct message, or email – or find answers anytime in our help centre.
Associations Flex
Open accountAssociations Pro
Open accountBanking and cards
Open accounts in EUR, USD, GBP and more. Receive, hold, and send multiple currencies directly within Holvi. Additional accounts for Flex €2/month, other plans €1/month each.
Incoming and outgoing regular and instant SEPA transfers.
€0.25/extra transfer
Send and receive payments in 18 currencies – directly in Holvi.
A small currency conversion fee applies to incoming and outgoing SWIFT payments made in currencies other than EUR. This fee is calculated and applied during the currency conversion process.
All our cards work with Apple Pay™ and Google Pay™.
€3/month per card
€3/month per extra card
Make online payments with virtual cards and use them in-store with Apple Pay™ and Google Pay™.
€3/month per extra card
€3/month per extra card
Create custom spending limits for different Holvi cards. Get notifications and manage spending in-app.
We’re fully digital, but you can withdraw cash with physical cards for a small fee.
Holvi cards work worldwide, but we charge a small fee for payments not made in euros. Mastercard® daily exchange rates apply. Read more in our price list.
Create custom labels for easy spend management.
Add Holvi cards to Apple Pay™ and Google Pay™ for fast, easy and secure payments.
Lock and unlock your cards in seconds.
Issue payment cards to your team, give colleagues and accountants access to your account and manage access rights.
A monthly inactivity fee will be charged if you do not make any SEPA or card transactions for over 30 days. This fee is waived for the first three months of your plan.
Connections
Connect your Holvi to Netvisor, Procountor, NoCFO, Askelma, Acanta, Kitsas Pro or Easor to automate your accounting.
€6/month
€6/month
Connect Holvi to Briox, KitsasPro, NoCFO or LemonTree accounting software through the selected accounting connections.
Dropbox, and all other possible services that you can connect to Holvi.
Invoicing and sales
Create, preview and send invoices as PDF attachments via email or download to send later. Track invoice activity in-app.
Send and receive e-invoices. Set up automatic approval and payment rules. E-invoices beyond those included in your plan are charged at €0.50 per e-invoice.
500 sent, 500 received / month
We’ll match incoming payments to your sent invoices based on reference number.
Manage contacts from banking, invoicing and online store – all in one place.
Manage invoicing and online store items. Add product images, stock limits, discounts and more.
Start selling online in minutes with a hosted online store web domain and secure checkout portal. Customise your store for a branded look and feel.
Analyse traffic and optimise your store using Google Analytics 4 (GA4), Google AdWords conversion ID and Facebook pixel ID.
Your customers can pay using Finnish bank payment buttons or card. Money from sales goes right into your business account.
Business insights
Enjoy quick visibility over your finances.
View business KPIs at a glance in our smart dashboard. A detailed view of your financials during any period for complete business control.
A clear view of your VAT balance in real-time.
Get in-depth daily and weekly reports sent to your email.
Customise your notification settings and get notified of important events.
Expense management
Snap, sort and save receipts in-app – add categories and quick notes to stay tax ready
Categorise your transactions in-app, add VAT, split transactions and add notes.
File expense claims yourself and let your team fill them in, or send someone a link to review and approve claims in Holvi.
Pay salary to yourself or your team – the Palkkaus.fi tool in Holvi takes care of official obligations. The first 10 salaries are €15 per salary (VAT 0%), thereafter €10 per salary (VAT 0%).
Bookkeeping & reports
Download your account statement as a PDF, .xslx or electronic account statement (camt.052).
Sort transactions with missing bookkeeping details or filter by transaction type.
Add outside transactions (e.g. cash, payments made with other cards) and prepare them for tax time.
Accounting journal, general ledger, order lists.
VAT report, Income statement, Invoicing report, electronic account statement (camt.052). Plus Procountor, Briox, DATEV payments and bookkeeping reports, and Fivaldi exports.
Export all transactional and bookkeeping data with attachments or create custom reports to export via Dropbox.
Customer care
Our team is available by phone on business days, as well as via messaging and email.
Our virtual assistant Hilla answers your questions 24/7. Log in to your account and click on the message button in the bottom left corner. You find Hilla also on our website.
For a speedy fix, search our help centre to see if we’ve covered your question before. Find engaging articles on all Holvi topics.
Associations Flex
Open accounts in EUR, USD, GBP and more. Receive, hold, and send multiple currencies directly within Holvi. Additional accounts for Flex €2/month, other plans €1/month each.
Incoming and outgoing regular and instant SEPA transfers.
Send and receive payments in 18 currencies – directly in Holvi.
A small currency conversion fee applies to incoming and outgoing SWIFT payments made in currencies other than EUR. This fee is calculated and applied during the currency conversion process.
All our cards work with Apple Pay™ and Google Pay™.
€3/month per card
Make online payments with virtual cards and use them in-store with Apple Pay™ and Google Pay™.
€3/month per extra card
Create custom spending limits for different Holvi cards. Get notifications and manage spending in-app.
We’re fully digital, but you can withdraw cash with physical cards for a small fee.
Holvi cards work worldwide, but we charge a small fee for payments not made in euros. Mastercard® daily exchange rates apply. Read more in our price list.
Create custom labels for easy spend management.
Add Holvi cards to Apple Pay™ and Google Pay™ for fast, easy and secure payments.
Lock and unlock your cards in seconds.
Issue payment cards to your team, give colleagues and accountants access to your account and manage access rights.
A monthly inactivity fee will be charged if you do not make any SEPA or card transactions for over 30 days. This fee is waived for the first three months of your plan.
Connect your Holvi to Netvisor, Procountor, NoCFO, Askelma, Acanta, Kitsas Pro or Easor to automate your accounting.
€6/month
Connect Holvi to Briox, KitsasPro, NoCFO or LemonTree accounting software through the selected accounting connections.
Dropbox, and all other possible services that you can connect to Holvi.
Create, preview and send invoices as PDF attachments via email or download to send later. Track invoice activity in-app.
Send and receive e-invoices. Set up automatic approval and payment rules. E-invoices beyond those included in your plan are charged at €0.50 per e-invoice.
We’ll match incoming payments to your sent invoices based on reference number.
Manage contacts from banking, invoicing and online store – all in one place.
Manage invoicing and online store items. Add product images, stock limits, discounts and more.
Start selling online in minutes with a hosted online store web domain and secure checkout portal. Customise your store for a branded look and feel.
Analyse traffic and optimise your store using Google Analytics 4 (GA4), Google AdWords conversion ID and Facebook pixel ID.
Your customers can pay using Finnish bank payment buttons or card. Money from sales goes right into your business account.
Enjoy quick visibility over your finances.
View business KPIs at a glance in our smart dashboard. A detailed view of your financials during any period for complete business control.
A clear view of your VAT balance in real-time.
Get in-depth daily and weekly reports sent to your email.
Customise your notification settings and get notified of important events.
Snap, sort and save receipts in-app – add categories and quick notes to stay tax ready
Categorise your transactions in-app, add VAT, split transactions and add notes.
File expense claims yourself and let your team fill them in, or send someone a link to review and approve claims in Holvi.
Pay salary to yourself or your team – the Palkkaus.fi tool in Holvi takes care of official obligations. The first 10 salaries are €15 per salary (VAT 0%), thereafter €10 per salary (VAT 0%).
Download your account statement as a PDF, .xslx or electronic account statement (camt.052).
Sort transactions with missing bookkeeping details or filter by transaction type.
Add outside transactions (e.g. cash, payments made with other cards) and prepare them for tax time.
Accounting journal, general ledger, order lists.
VAT report, Income statement, Invoicing report, electronic account statement (camt.052). Plus Procountor, Briox, DATEV payments and bookkeeping reports, and Fivaldi exports.
Export all transactional and bookkeeping data with attachments or create custom reports to export via Dropbox.
Our team is available by phone on business days, as well as via messaging and email.
Our virtual assistant Hilla answers your questions 24/7. Log in to your account and click on the message button in the bottom left corner. You find Hilla also on our website.
For a speedy fix, search our help centre to see if we’ve covered your question before. Find engaging articles on all Holvi topics.
Associations Pro
Open accounts in EUR, USD, GBP and more. Receive, hold, and send multiple currencies directly within Holvi. Additional accounts for Flex €2/month, other plans €1/month each.
Incoming and outgoing regular and instant SEPA transfers.
€0.25/extra transfer
Send and receive payments in 18 currencies – directly in Holvi.
A small currency conversion fee applies to incoming and outgoing SWIFT payments made in currencies other than EUR. This fee is calculated and applied during the currency conversion process.
All our cards work with Apple Pay™ and Google Pay™.
€3/month per extra card
Make online payments with virtual cards and use them in-store with Apple Pay™ and Google Pay™.
€3/month per extra card
Create custom spending limits for different Holvi cards. Get notifications and manage spending in-app.
We’re fully digital, but you can withdraw cash with physical cards for a small fee.
Holvi cards work worldwide, but we charge a small fee for payments not made in euros. Mastercard® daily exchange rates apply. Read more in our price list.
Create custom labels for easy spend management.
Add Holvi cards to Apple Pay™ and Google Pay™ for fast, easy and secure payments.
Lock and unlock your cards in seconds.
Issue payment cards to your team, give colleagues and accountants access to your account and manage access rights.
A monthly inactivity fee will be charged if you do not make any SEPA or card transactions for over 30 days. This fee is waived for the first three months of your plan.
Connect your Holvi to Netvisor, Procountor, NoCFO, Askelma, Acanta, Kitsas Pro or Easor to automate your accounting.
€6/month
Connect Holvi to Briox, KitsasPro, NoCFO or LemonTree accounting software through the selected accounting connections.
Dropbox, and all other possible services that you can connect to Holvi.
Create, preview and send invoices as PDF attachments via email or download to send later. Track invoice activity in-app.
Send and receive e-invoices. Set up automatic approval and payment rules. E-invoices beyond those included in your plan are charged at €0.50 per e-invoice.
500 sent, 500 received / month
We’ll match incoming payments to your sent invoices based on reference number.
Manage contacts from banking, invoicing and online store – all in one place.
Manage invoicing and online store items. Add product images, stock limits, discounts and more.
Start selling online in minutes with a hosted online store web domain and secure checkout portal. Customise your store for a branded look and feel.
Analyse traffic and optimise your store using Google Analytics 4 (GA4), Google AdWords conversion ID and Facebook pixel ID.
Your customers can pay using Finnish bank payment buttons or card. Money from sales goes right into your business account.
Enjoy quick visibility over your finances.
View business KPIs at a glance in our smart dashboard. A detailed view of your financials during any period for complete business control.
A clear view of your VAT balance in real-time.
Get in-depth daily and weekly reports sent to your email.
Customise your notification settings and get notified of important events.
Snap, sort and save receipts in-app – add categories and quick notes to stay tax ready
Categorise your transactions in-app, add VAT, split transactions and add notes.
File expense claims yourself and let your team fill them in, or send someone a link to review and approve claims in Holvi.
Pay salary to yourself or your team – the Palkkaus.fi tool in Holvi takes care of official obligations. The first 10 salaries are €15 per salary (VAT 0%), thereafter €10 per salary (VAT 0%).
Download your account statement as a PDF, .xslx or electronic account statement (camt.052).
Sort transactions with missing bookkeeping details or filter by transaction type.
Add outside transactions (e.g. cash, payments made with other cards) and prepare them for tax time.
Accounting journal, general ledger, order lists.
VAT report, Income statement, Invoicing report, electronic account statement (camt.052). Plus Procountor, Briox, DATEV payments and bookkeeping reports, and Fivaldi exports.
Export all transactional and bookkeeping data with attachments or create custom reports to export via Dropbox.
Our team is available by phone on business days, as well as via messaging and email.
Our virtual assistant Hilla answers your questions 24/7. Log in to your account and click on the message button in the bottom left corner. You find Hilla also on our website.
For a speedy fix, search our help centre to see if we’ve covered your question before. Find engaging articles on all Holvi topics.