All your business finances in one place
Business account, payment cards, invoicing, and expense management – all in one service. Designed for solo entrepreneurs, SMEs, and associations looking for simple and clear financial management.
Holvi is trusted by over 25 000+ entrepreneurs in Finland
Solo entrepreneurs
Keep your business finances under control with ease – less hassle with receipts, more time to focus on what really matters.
SMEs
Cut business banking costs and keep your team’s finances in check – simple and transparent.
Associations
Keep your association’s finances organised – less manual work, more time for what matters.
Scales with your business
A Finnish business account that adapts to every stage of your company – from starting out to international growth. Secure with bank-grade security.
Flexible cards, full control
Share physical or virtual cards with your team, set limits, and track expenses in real time. Upload receipts directly via the app to keep bookkeeping organised.
Smart reports and accounting sync
Connect Holvi to your accounting software and reduce manual work without the hefty fees. Data transfers automatically and without errors.
Get paid faster with easy invoicing
Send invoices fast – even as e-invoices. Track payments easily and send reminders right from Holvi.
More than a bank
We get entrepreneurs like you
Holvi is a Finnish company dedicated to making entrepreneurs’ daily lives easier. We understand the local landscape inside and out – from e-invoicing to VAT laws.
All-in-one business toolkit
Holvi is more than a business account. Holvi brings together business accounts, cards, invoicing, and bookkeeping – seamlessly connected.
Skip the bureaucracy – Get instant access
Open a business account online – no paperwork, no branch visits. Holvi is built for entrepreneurs who value speed and simplicity.
Expertise you can trust
We’ve been serving European entrepreneurs since 2011. As a licensed payment institution regulated by the Financial Supervisory Authority, we keep your money and data safe.
Open account online
Open your Holvi account online in minutes – from the comfort of your couch.
1. Register and identify with bank credential
2. Share some basic details about you and your business
3. You’re all set!