Expense management for teams

Team expenses? Stay in control.

Simplify expenses and manage spending with Holvi team cards. Find smart financial insights and save on admin – all in Holvi’s connected business account.

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Connected team cards

Create physical and virtual debit cards for your team and manage all company spending in real time.

Less admin, more focus time

No expense claims or reviews. Your team captures receipts and categorises expenses anywhere, anytime.

Integrated accounting

With accounting software or a tax advisor. Holvi expense management is a match for any accounting setup. 

All receipts in one place

Store expense receipts digitally, with relevant accounting data – no more lost receipts, no tax worries.

Team debit cards

Empower employees with team debit cards

Create team cards and let your team pay expenses right from your business account.

  • Physical & virtual cards – Create new cards in a few clicks, for one-off or recurring payments
  • Pay anywhere, any way – Wherever Mastercard® is accepted, and with Apple Pay or Google PayTM*
  • Manage card usage – Activate and deactivate ATM withdrawals or online payments for individual cards
  • Bank-level security – Lock and unlock cards in-app, change PINs. Safe online payments with Mastercard® Identity Check™, 3D Secure and 2FA

*Available in selected markets.

Start, run, grow
Wherever your business, Holvi is a fit

Launching a company

Set your team up for success with Holvi team cards and powerful spend management. We work hard for your small business.

Streamlining processes

Streamline expense management and gain oversight over company spending. Free up time normally spent on admin, and focus on what matters.

Scaling your business

As your business grows, Holvi grows with you. Add new team members and manage access rights, add on extra cards and keep everything in one place.

Receipt scanning & storing

Receipts? Your team scans them in-app

Each time a team member pays by card, they can capture receipts, categorise their expense, assign VAT and add bookkeeping notes. We’ll save receipts for tax time and beyond.

  • No lost receipts – Your team captures their own receipts, categorises them and saves for tax time
  • No expense claims – And no time-consuming reimbursements. All team expenses paid from your business account in real time
  • Clear oversight – View all transactions in Holvi, filter and spot transactions with missing receipts or bookkeeping data

Real-time balance & insights

See company spending in real time, anytime

Who paid what and when? Holvi puts you in control of team spending, and offers insights to help your business grow.

  • Instant notifications – Tell you each time a team member uses their card, no end-of-month surprises
  • Financial insights – Track spending by categories, projects or employee, and keep an eye on KPIs in Holvi’s dashboard
  • Fast reporting – Generate reports for custom periods with a few clicks

Accounting integrations

Whatever your accounting system, Holvi fits

  • Invite your accountant – Save time and money by giving your accountant direct access to your business account. Control access and permissions, so they see only what’s needed
  • Connect to accounting integrations – Once connected, Holvi syncs card payments, account transactions and invoices

Top-security business banking

Account security is our top priority

Holvi has implemented various technical and organizational measures to keep your money, account, and business information safe.

  • Holvi account supports Multi-Factor Authentication (MFA)
  • Push notifications that notify you about all card activities
  • 2-fold security for online payments – backed by Mastercard® 3D-Secure
  • Lock and unlock your card whenever necessary, using your Holvi app
  • Forgot your PIN? See it in the Holvi app
Security at Holvi

Holvi Pro

€15 /mo

Perfect for teams

Flexible and transparent
pricing – from €15 /month

Holvi Pro includes 1 virtual and 3 physical debit cards. Need more cards?
Add on extra cards for a small monthly fee.*

Debit cards for the whole team

  • Cards for your team – up to 5 cards per user and 10 virtual cards per company
  • Apple Pay & Google PayTM. Secure online payments with Mastercard® 3DS

Receipts and expenses in real time

  • Real-time notifications for all payments to and from your Holvi account
  • Scan and store unlimited receipts, prep accounting and save for tax time

Clear reports, easy accounting

  • Connect to your existing accounting software or invite an accountant directly to Holvi
  • Create custom reports, then download or export them to accounting software
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*Additional cards charged at €2 per month (virtual) and €3 per month (physical)