Cards for your business. Control over every euro.
Holvi Business Mastercard® debit and virtual cards, all from one business account. Set spending limits, capture every receipt and see each payment in real time.
Cards for everyone
A dedicated card for each team member, physical or virtual. No more paying out of own pocket.
Control comes built in
Set limits per card, lock and unlock instantly and see every transaction at a glance.
Receipts that never go missing
Snap a receipt in the app and it’s stored against the payment, ready for tax time.
Pay however you like
Tap with Apple Pay and Google Pay, or create a virtual card in seconds for your next subscription.
Delegate the spending. Keep the oversight.
Hand the team the cards they need and set the rules once. The limits are yours to set, and everyone gets a live view of where the money goes.
- A card per team member, physical or virtual
- Custom limits, with instant lock and unlock
- Every transaction visible in real time
- Categories for clean cost control
Tax-ready books, without receipt hunt.
Pay by card, snap the receipt in the app, and it’s stored against the transaction. Everything is categorised with VAT visible, and export-ready when it’s time for your accountant.
- Real-time expense overview
- Connects with FreeFinance, ProSaldo.net, DATEV, etc.
Made for the way your business spends
From the building site to the workshop floor, give your team the cards they need. Keep both the control and the clean books.
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Materials, fuel and site supplies, each on a card with a limit you set. See every payment in real time, with export-ready data for your accountant.
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Parts, tools and supplier orders across the team, every receipt matched to the payment. No reimbursements, no month-end chase.
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Cards for drivers and crews on the road. Set the limit, lock or unlock in a tap, and keep every fuel and parts receipt attached.
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Virtual cards for ad spend, SaaS and subscriptions, created in seconds and controlled like every other card.
One account, every card you need
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The card in the wallet
Physical cards for solo entrepreneurs and teams. Pay directly from your business account or have direct debits withdrawn from your Holvi account. Only what is available will be issued to pay.
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Issued anytime, in seconds
Always ready for immediate use. Virtual cards in EUR, USD and GBP simplify doing business with international customers. Each card is easy to lock and unlock.
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Subscription cards
A dedicated card per recurring vendor, so a renewal never lands on a personal card. A compromised card doesn’t break everything you run. Reassign it when someone leaves.
Save while you spend.
Pay with your Holvi cards and unlock Mastercard® Business Bonus offers* on the tools you already use.
*Offers are subject to change. Check the Mastercard® website for the latest.
Secure by default
For over 15 years, businesses have trusted Holvi to keep their money safe.
3D Secure on every online payment
Two-factor protection built in, backed by Mastercard® Identity Check™
Lock and unlock in a tap
Block a card instantly from the app, and switch cash withdrawals or online payments on and off.
Your money, safeguarded
Holvi is supervised by FMA. Customer funds are held in accounts with credit institutions, separately from Holvi’s own funds.
Frequently asked questions
A business card lets you and your team pay for business expenses directly – like the Holvi Business Mastercard® debit card, included in every plan.
Yes. Invite your team members to your business account, and once their profile is verified you can order a card in their name with its own spending limit.
Anywhere Mastercard® is accepted, worldwide.
Yes. Every Holvi card works with both, so you can leave the physical card at home.
Depending on the Holvi plan, a certain number of physical and virtual cards are included. Additional cards incur extra charges. Full details can be found in the price lists.
Corporate cards are available to freelancers (Freiberufler), one-person businesses (EPU) and GmbHs.
Simplify your finances with Holvi
Expense management
Every team purchase automatically recorded. No more paying out of pocket.
Online bookkeeping
Keep receipts and data tidy and export-ready for your accountant.
International transfers
Pay in USD, GBP and 18 currencies, and convert when it suits you.