Home for your business finances
Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.
For Solopreneurs
Everything you need for self-employment success
Manage your business finances from the start. Tidy books, smart financial insights and professional invoices – all at your fingertips.
- SEPA transfers – 500 free transfers per month
- Smart payment cards – debit and virtual cards
- Online invoicing – get paid, fast
- Scan & save receipts – tidy books, ready for tax time
- VAT calculator – see how much to save for tax time
- Perfect for – solopreneurs, freelancers, 1-person-GmbH
For Teams
Wherever your business, Holvi is a fit
Simplify expense claims, manage team spending and track KPIs – all in Holvi’s connected business account. Less admin, more time to focus.
- Team debit cards – powered by Mastercard®
- Manage card usage – activate and deactivate ATM withdrawals or online payments for individual cards
- Instant notifications – see every time a team member uses their card
- No expense claims – all team expenses are paid from your business account in real time
- Financial insights – track spending and keep an eye on KPIs in your Holvi dashboard
- Perfect for – small and medium GmbHs
Holvi features
Say hello to your new business banking tools.
Banking
Online business account with 500 free SEPA transfers per month.
Security
Did you know… Holvi means ‘vault’ in Finnish? And we mean it.
Holvi cards
Debit and virtual cards. Pay worldwide in practically any way.
Invoicing
Create, send, track and store invoices. Get instant notifications on paid invoices.
Bookkeeping
Manage receipts, and prep for tax time. Bookkeeping, online or in-app.
Support
Get fast answers in our help centre and from our customer support team.
Virtual cards are here!
Now you can create virtual debit cards for online purchases. With your own card number, for even more security and cost control.
Happy Holvi customers
A nutritionist shares her recipe for financial wellbeing
‘Holvi has been invaluable in helping me follow cash flow in an easy, visual way – in real time!‘
A kombucha startup owner finds balance in work life
‘Holvi got our business up and running smoothly – and it’s still making life easier every day.’
Albert loves marketing. But paperwork? Not so much.
‘I can manage most of my finances on the go from my phone. No need to put things off till I get home.’
Open an account online or in-app
Get up and running in just three easy steps.
1. Confirm your identity online
2. Fill in your company information
3. Choose your plan