Home for your business finances
Banking, invoicing and bookkeeping – plus smart payment cards. All in one place, so you can focus on what matters. That’s work life simplified.
For Solopreneurs
Everything you need for self-employment success
Manage your business finances from the start. Tidy books, smart financial insights and professional invoices – all at your fingertips.
- Instant transfers – without additional costs
- Smart payment cards – debit and virtual cards
- Online invoicing – get paid, fast
- Scan & save receipts – tidy books, ready for tax time
- VAT calculator – see how much to save for tax time
- Perfect for – solopreneurs, freelancers, 1-person-GmbH
For Teams
Wherever your business, Holvi is a fit
Simplify expense claims, manage team spending and track KPIs – all in Holvi’s connected business account. Less admin, more time to focus.
- Team debit cards – powered by Mastercard®
- Manage card usage – activate and deactivate ATM withdrawals or online payments for individual cards
- Instant notifications – see every time a team member uses their card
- No expense claims – all team expenses are paid from your business account in real time
- Financial insights – track spending and keep an eye on KPIs in your Holvi dashboard
- Perfect for – small and medium GmbHs
Starting at just €0 per month
Exactly the banking you need
From €0 accounts for solo self-employed to business accounts for teams: at Holvi, businesses of all sizes find the right banking solution.
Holvi features
Say hello to your new business banking tools.
Business account
Own IBAN, instant transfers and VAT calculator.
Bookkeeping
Manage receipts, and prep for tax time. Bookkeeping, online or in-app.
International transfers
Make and receive payments in 18 currencies. Transparent and fair.
Invoicing
Create, send, track and store invoices. Get instant notifications on paid invoices.
Holvi cards
Debit and virtual cards. Pay worldwide in practically any way, including Apple Pay and Google Pay™️.
Security
Did you know… Holvi means ‘vault’ in Finnish? And we mean it.
Virtual cards
Create more payment cards, ready for immediate use.
Support
Get fast answers in our help centre and from our customer support team.
Virtual cards are here!
Now you can create virtual debit cards for online purchases. With your own card number, for even more security and cost control.
Happy Holvi customers
Open an account online or in-app
Get up and running in just three easy steps.
1. Confirm your identity online
2. Fill in your company information
3. Choose your plan