Bookkeeping that preps itself
Get your month-end done before you get to it. Every receipt lands with its payment, VAT rate and category attached, whether you’re running solo or with a team.
+ 40,000+ businesses trust Holvi since 2011
Snap receipts as you pay
Every card payment pings your phone. Snap a photo of the receipt in the Holvi App and we’ll connect it to the payment for you.
Track VAT in real-time
Know what you owe the Finnish tax office long before the filing date. Add a VAT rate to a payment and Holvi keeps the running total.
Sort payments as they land
See where your money goes. Create income and expense categories, and sort payments the moment they arrive.
Get bookkeeping-ready data
Deliver clean data to your accountant or tax advisor: via direct bank connections or downloaded reports, whichever they prefer.
No exports needed at month-end
Your accountant no longer needs to chase you for paperwork. Connect Holvi to your accounting software and every payment syncs across on its own.
Connect directly to Netvisor and Procountor, and invite your accountant into your Holvi account.
Keep track, no matter how many people are spending
Receipts are uploaded by everyone who spends. Sort by category and cost centre, and the codes match the software your accountant already works in.
- Your income and expenses are sorted in your chart of accounts
- Track project or client profitability with custom cost centres
Nothing missing at tax time
Holvi flags the payments still short of a receipt or a VAT rate, so you don’t have to go digging on the last day. Check how bookkeeping-ready you are with a live progress bar, and get missing-data alerts well before crunch time.
How Holvi’s bookkeeping prep works when you’re one person – or a team
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Your crew of six snap their material and fuel receipts on-site and Holvi keeps them with the payment so nothing gets lost.
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Your kitchen orders daily food and supplies. You get payments sorted into categories as they land, and Holvi flags anything still missing before month-end.
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Add a VAT rate to supplier and stock payments, and Holvi keeps the running total so you know what you owe Vero well in advance.
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Just you, and no evenings to spare. So you keep your month-end to a quick call rather than an evening of exports, and Holvi sends clean data straight to your accountant.
“Each month I have a short call with my accountant to look through all the numbers. And I can check most things at a glance in Holvi, just by pressing a few buttons. There’s no uncertainty.”
Marketing Consultant
Prep it yourself, or hand it over
Want to get finance management out of your hands altogether? With Holvi Zen+, you get a professional accountant alongside your business account.
- Get all your finance and accounting taken care of in one place
- Direct communication line with a human accountant
- Fixed monthly fee, no surprises – from €79 /month
FAQ about Holvi Bookkeeping
Holvi prepares your bookkeeping, rather than replacing your accountant or tax advisor. Receipts, VAT rates and categories are linked to every payment, ready for your reports or for your accounting software. Holvi Zen+ also gives you access to an expert accountant, who can do your bookkeeping and finance management for you for a fixed monthly fee.
Holvi is a licensed payment institution that offers a business account with bookkeeping preparation built in, not bookkeeping software. Holvi is not a direct replacement for either an accountant or an accounting system, but makes it easy for business owners and financial experts to prepare bookkeeping ready-data alongside regular business activities. This can then be easily handed off to whomever actually does the books.
Yes, several people can add receipts to the same account. Give your employees company cards and add them to your Holvi account as Cardholders. Then, every time each of them makes a payment with their card, they can then take a snapshot of their receipt and it is added to the same Holvi account.
You can give different people different levels of access to your Holvi account, e.g. giving Editor-level access to your accountant, Admin access to a co-founder, or Cardholder access to team members.
It is advised for most people, yes. Holvi helps you prepare your bookkeeping alongside your daily business operations, but filing on Vero is still the business’s responsibility.
Holvi makes working with your accountant easy by giving them easy access to the data they need, already correctly formatted. You can, for example, invite your accountant directly into your Holvi business account or send data directly to their chosen accounting software via direct bank connections (e.g. Netvisor, Procountor, or Fennoa).
You can invite your accountant directly into your Holvi account, or connect Holvi to your accounting software so they get the data where they already work.
Holvi calculates in real time how much VAT you owe the Finnish tax office, based on the VAT rate you add to each payment. Filing on Vero still remains as the business’s responsibility.
Yes, you can prep your bookkeeping on your phone. You can scan receipts, add VAT rates and sort payments into categories in the Holvi App, or do it later on another device.
You can choose any date range and download in XLS or PDF: income statement, budget report, invoicing report, accounting journal, electronic account statement, general ledger, and a VAT report if your account is VAT-liable.
Open a business account
Everything runs from your Holvi business account. Payments, receipts, VAT and reports live in the same place.
Send invoices and get paid
Invoice your clients from Holvi and payments land in your account already matched. Your income data feeds the same reports as your expenses.
Connect your accounting software
Your accountant works in Netvisor, Procountor or Fennoa. Connect Holvi and they get your data without anyone exporting a thing.