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  For teams of 2–49: cards for your team and expenses under control
  
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  For 1-person businesses: simpler daily admin without receipt hassle
  
  Bookkeeping services
  Small business bookkeeping and banking in one place
  
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  For associations: easy membership fee collection and daily expenses
  
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  Your Finnish business account, in English
Features
- Banking & cards
  
  Business account
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  Keep every expense on record
  
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  Send, receive and spend money globally
- Credit & Financing
  
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  Cover costs that are due before your customers pay
- Savings & Interest
  
  Interest accounts
  Earn 1.5% interest on your business funds
- Invoicing & sales
  
  Invoicing
  Create and send invoices, and get notified when they’re paid
  
  E-invoicing
  Send professional e-invoices in seconds
  
  Online store
  Sell courses, tickets and products online
- Admin & bookkeeping
  
  Expense management
  Clear visibility into team expenses
  
  Bookkeeping
  Scan receipts, add the VAT and keep your books up to date
  
  Integrations
  Connect Holvi to your bookkeeping software
Pricing
- Pricing
  
  SMEs
  For teams of 2–49
  
  Solopreneurs
  For 1-person businesses
  
  Bookkeeping services
  Bookkeeping and business account for small business
  
  Associations
  For registered associations
Resources
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Partners
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  Bookkeeping made easy with our accounting firm partners
  
  YEL insurance
  Get your YEL insurance easily through Holvi

Region & Language

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Accounting partner (title)

APL Balance Oy

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APL Balance Oy

APL Balance Oy

Address

Asentajantie 8, 06150 Porvoo

Phone

0400 362 000

Email

holvi@aplbalance.fi

Location

Porvoo

Languages

English
Finnish

Modern accounting firm based in Porvoo that simplifies daily financial routines; team includes certified Procountor and Netvisor specialists.

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Accountia partners

Tasetikka

Digitulos

eAccount Nordic Oy

FreCa Oy

GLZ Financial Services

Solutions
Accounts and cards
Bookkeeping & admin
Pricing
Resources
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- Status

15 years of better banking.

Holvi Payment services Ltd ©

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Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. More information on the safeguarding of customer funds is available in the Holvi Help Centre.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated. The Card is issued by Holvi Payment Services Oy (“Holvi”) pursuant to licence by Mastercard International Inc. Holvi is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution.

- Solutions
- Banking & cards
- Credit & Financing
  - Business credit
- Savings & Interest
  - Interest accounts
- Invoicing & sales
- Admin & bookkeeping
- Pricing
- Support
  - Contact us
- Guides & inspiration
  - Blog
- About Holvi
  - Our story
  - Press
  - Careers
  - Security
- Looking for service?
  - Accounting partners
  - YEL insurance

Region & Language

Country or region

Language

Holvi offers different features depending on where you live.

Log in Open account

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