A free business account – from €0 a month
Running a small business means keeping costs under control. With Holvi, you get a free business account and pay only for what you actually use.
Ilmainen IBAN-tili 0 € · Virtuaalikortti 0 € · Selkeät maksut, maksat vain käytöstä · Tilin avaus helposti netissä
What does a free business account actually mean?
You can open a free business bank account without fixed monthly fees. With Holvi Flex, you’ll only pay for what you use – a transparent fee of €0.25 per transaction. So, if your business doesn’t have any transactions, you’ll pay nothing. Here’s what’s included in the plan:
- Free business bank account
- Free virtual debit card – Holvi Business Mastercard®
- Transactions €0.25/each
- Scan and store receipts
- 1 user
Clear pricing from €0/month
Compare prices and choose the one that suits your business.
Get a free business account and more
- Finnish IBAN for €0/month
- €0,25 per SEPA transfer
- Schedule payments and set recurring payments
- Mastercard Debit virtual card for €0/month
- For 1 user
- Lock and unlock your card
- Forgot your PIN? Retrieve it in the Holvi mobile app
- Your account is secured with 2-factor authentication
- Mastercard® Identity Check ™ 3D Secure technology keeps your card secure
- Additional service: bank connection for €6/month
Open your account
Share a few details and verify your identity with your bank credentials.
Add some company info to help us verify your business.
Choose your pricing plan. Start using Holvi and simplify your work life.
‘Having a separate business account makes life simpler – and so does the Holvi Business Mastercard. Now I don’t need to sift through my personal records to find business expenses. Everything is there in plain sight.’
Nutritional Therapist
Frequently asked
The business payment account with Holvi Flex has no fixed monthly fee. The charge is based on your usage – you’ll only pay €0.25 per transaction. You’ll receive a Finnish IBAN and the account functions like any other business payment account.
Yes. Our Holvi Flex plan with a free business account without any monthly fees is popular amongst small businesses and solo entrepreneurs. However, it doesn’t matter which size your company is.
Yes. You can open a Holvi business account for sole traders or limited companies. It doesn’t matter what size or type your company is. You can start with Holvi Flex and update the plan when your business grows.
You can open a business account online with Holvi with just a few clicks. Just click “open account” and your business bank account will be ready soon.