The accounting team you always wished you had
Holvi Zen+ pairs your business account with a real accounting team. Double-entry bookkeeping, VAT filed for you, and the annual accounts handled.
Double-entry bookkeeping, done for you
Get the books out of your hands. A real accounting team keeps double-entry books and files your VAT each period.
A real accounting team, in English
Get a direct email line to a team of English-speaking accountants, start to finish.
Linked to your business account
One place for the money side of your business. A Finnish IBAN account, SEPA payments, and cards are included.
Invoices that reconcile themselves
Create and send professional invoices. Holvi matches them to payments automatically.
Who is Holvi Zen+ for?
If you need double-entry bookkeeping, a business account, and don’t want to touch any bookkeeping tools yourself, Zen+ is for you.
It’s even more likely that Zen+ is the correct choice if your company:
- is listed as a Private Trader or a Limited Liability Company (LLC) / Limited Company (Ltd.)
- has employees or payroll
- does international consumer sales
- has an annual turnover of under €500,000
Enjoy the freedom
Holvi Zen+ takes the accounting off your plate completely. Here’s what that actually means:
- Your books are done and VAT filed, without you having to find an accountant by yourself.
- You know exactly what your finances look like every month, and what the year costs in total.
- You have a direct email line to an English-speaking expert who understands the Finnish accounting landscape.
Zen or Zen+: which one is right for you?
Not every business needs double-entry bookkeeping. Zen+ is the one to choose when you need it. Otherwise, Zen is usually cheaper and simpler.
| Zen | Zen+ | |
|---|---|---|
|
Bookkeeping
|
Single-entry |
Double-entry |
|
Receipts handled in a month
|
Unlimited |
30/month, then €1 each |
|
Annual tax return
|
Included in the monthly fee |
€99/year, billed separately |
|
Price
|
€79/month + VAT |
€99/month + VAT |
Different work, same simple bookkeeping
Holvi Zen+ fits whatever kind of business you run, from a one-person studio to a small team.
-
Invoice clients directly, and every payment arrives sorted into VAT and bookkeeping categories. And your accountant takes care of the rest.
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Track irregular, one-off invoices without doing the VAT math yourself. Your accountant files it each period for you.
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Receive card and bank payments from clients, and get a monthly income statement without touching a spreadsheet.
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Pay salaries through Holvi and get double-entry bookkeeping that keeps the whole team’s numbers in one place.
One price, no surprises – €99/month
€99 a month covers your bookkeeping, VAT and the day-to-day tools. Add the annual tax return and financial statement (€99 each, once a year), and a full year comes to around €1,386.
For SMEs
Holvi Zen+
Save on your limited company’s banking fees. Affordable bank transfers, international payments and cards.
€99
1-year fixed term, billed monthly
Holvi business sisältöö
Book a free demo
Want to know more about your future accounting team?
Fill out your contact details in the form and we will get in touch with you. See how Holvi Zen+ works and ask us any questions you may have.
And don’t worry: this is not a sales call and is completely free of charge.
Book a free demo
Frequently asked about Holvi Zen+
If you’re not yet a Holvi customer, open an account first. Once it’s verified, we’ll ask for what’s needed to set up your bookkeeping. If your business already has bookkeeping records — whether you or an accountant did them — send those over. Then you can move to Holvi mid-year without losing anything.
Every payment your business makes or receives through Holvi is made ready for your bookkeeping. Get paid by invoicing or card, and snap a photo of receipts in the app. Holvi matches the receipt to the payment. Double-entry bookkeeping is done monthly. The annual financial statement is billed separately, as a one-off €99 charge.
€99 a month, plus VAT. That covers your bookkeeping, VAT filing, and the everyday financial tools: your account, card and invoicing. The annual tax return and financial statement are billed separately, at €99 each, once a year.
Zen+ is built for businesses under €500,000 in turnover. If you’re growing past that, talk to us about what fits your business next.
Choose Zen instead. It covers single-entry bookkeeping, VAT and the annual tax return from €79 a month. Zen also includes the handling of unlimited receipts by default.
For most questions, Holvi’s customer support can help you. For anything that needs input from your accounting team, you can email them directly.