Your home for Oy company finances

More than just a business bank account. Holvi Pro lets you collect income, manage expenses, add teammates, apply for a credit card and prepare bookkeeping – all under one roof.

Open account

Company account & cards
Invoicing & e-invoicing
Receipt management
Bookkeeping preparation

Your company finances, simplified

On top of a powerful business account, you get all the tools to simplify your company’s finances.
Holvi Pro – for Oy professionals.

Collect income

Send up to 500 invoices per month, including e-invoices
Start selling online – set up an online store. No coding or technical know-how required

Manage expenses

Holvi Business Debit Card – pay anywhere in the world
Organise receipts – save receipts in-app, categorise and add details. Your accountant will thank you

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Track your finances

View cash flow in real time – anytime, anywhere
Drill down into business details – access bookkeeping and other financial reports online

A business account made for Oys

Stay in control, get down to business

Say goodbye to business as usual with a Holvi Pro account. Add unlimited users, control access rights and order cards for your team.

Business account with Finnish IBAN
Unlimited free transfers in euros (SEPA)
3 Holvi Debit Cards included (up to 5 in total)
5 Holvi Virtual Debit Cards included (up to 10 in total)
Apply for a Holvi Business Credit Card – cover short-term cash flow gaps and invest in your business
Add users and control what they can see
Access via browser or app, with real-time notifications

Open account

Mit der Holvi Business Mastercard weltweit bezahlen

Invoicing & e-invoicing for Oys

Invoicing that brings you balance, literally

Create, send, track and save – Holvi covers all parts of the invoicing journey. We match invoices to payments, mark unpaid invoices and notify you when your invoice has been paid. Want to sell online? Set up an online store today.

Create and send invoices in seconds. Save contacts and inventory lists for next time
Invoice & reference numbers link invoices to payments
Send invoices by email, as a PDF or as an e-invoice
Start selling online – just add product images and descriptions and your store is ready!

Open account

Your new work life is waiting

Handle expenses, invoicing and bookkeeping effortlessly – all in one place.

Open account

Easy expense management for Oys

Oyoyoy, where’s that receipt again?

Said no Holvi Pro user, ever. You’ll get a notification after each purchase prompting you to save your receipt in the Holvi app.

Scan receipts on the go using the Holvi app, or upload receipts later at your convenience
Categorise your receipt, add VAT and bookkeeping notes – Holvi saves your receipt for tax time
Smart filters let you view transactions with missing receipts and bookkeeping details
Download account statements and other reports – with bookkeeping details attached – anytime. Or invite your accountant to your Holvi account

Smarter business banking for Oys

See how much money is yours in real time

Self-employment sometimes means unpredictable income and expenses. With Holvi, you can manage cash flow in real time and see how your finances are doing at a glance.

VAT calculator: Shows how much to save for tax time
Real-time profit: Shows how much revenue is left after expenses
Balance forecast: Shows your upcoming balance based on scheduled transactions in and out – so you always stay ahead of the curve

Open account

Apply for a Holvi Business Credit Card

More financial freedom? Yes, please.

Cover short-term gaps in cash flow and invest in your business. Flexible repayment options offer more financial freedom – primo card features help you manage expenses and run your business.

Discover Holvi credit