Run your business without friction
Accounts, team cards, FX and payments — Holvi Business is built for teams that scale.

Banking that scales with you
Run your company finances from one place – clearly and efficiently.
- Manage payments, salaries and invoices
- Equip your team with cards
- Pay globally with transparent pricing
- Earn interest on your balance
- Sync seamlessly with your accounting tools
Team spending, without chaos
- Issue physical or virtual cards in seconds
- Set spending limits per team member
- Match transactions with receipts automatically
- Track every payment in real time


Payment accounts that pay you back
- Earn interest on the money you use to run your business. No fixed terms. No deposit limits. Move your money freely.
- Interest is calculated daily and paid monthly.
Earn 1.5% until 30.6.2026, then 1% thereafter. See full terms here.

“At NoCFO, we need account solutions that keep up with our growth. Holvi Business gives us versatile IBAN accounts, interest-earning deposit accounts, and a wide range of cards — all in one package.”
Teemu | founder / CEO | NoCFO
Plans for every stage of your company
Holvi Flex
€0
monthFor sole traders and limited companies
Our lightest plan that includes an account and a virtual card. Pay only for the transfers you need and stay flexible. Suitable for new businesses and solopreneurs.
Holvi Lite
€9
month + VATFor sole traders and limited companies
The basic account plan you need to run your daily business banking – without any surprise fees. Suitable for solopreneurs.
Holvi Pro
€15
month + VATFor sole traders and limited companies
Everything you need to run your business: accounts, payment cards, invoicing. Suitable for solopreneurs and small teams.
Holvi Business
€50
month + VATFor SMEs
Save on Ltd’s banking. Affordable SEPA and international transfers, and cards. Suitable as a company’s main or secondary account.
Holvi Zen
€29,90
month + VATFor sole traders
Single-entry bookkeeping, accounts, cards, invoicing and online store.
Holvi Zen+
€79,90
month + VATFor sole traders and limited companies
Double-entry bookkeeping, accounts, cards, invoicing and online store.
Open account online
Open your Holvi account online in minutes – from the comfort of your couch.
1. Register and identify with bank credential
2. Share some basic details about you and your business
3. You’re all set!

