Run your business without friction

Accounts, team cards, FX and payments — Holvi Business is built for teams that scale.

Banking that scales with you

Run your company finances from one place – clearly and efficiently.

  • Manage payments, salaries and invoices
  • Equip your team with cards
  • Pay globally with transparent pricing
  • Earn interest on your balance
  • Sync seamlessly with your accounting tools

Team spending, without chaos

  • Issue physical or virtual cards in seconds
  • Set spending limits per team member
  • Match transactions with receipts automatically
  • Track every payment in real time

Payment accounts that pay you back

  • Earn interest on the money you use to run your business. No fixed terms. No deposit limits. Move your money freely.
  • Interest is calculated daily and paid monthly.
    Earn 1.5% until 30.6.2026, then 1% thereafter. See full terms here.

“At NoCFO, we need account solutions that keep up with our growth. Holvi Business gives us versatile IBAN accounts, interest-earning deposit accounts, and a wide range of cards — all in one package.”

Teemu | founder / CEO | NoCFO

Plans for every stage of your company

Holvi Flex

€0

month

For sole traders and limited companies

Our lightest plan that includes an account and a virtual card. Pay only for the transfers you need and stay flexible. Suitable for new businesses and solopreneurs.

Holvi Lite

€9

month + VAT

For sole traders and limited companies

The basic account plan you need to run your daily business banking – without any surprise fees. Suitable for solopreneurs.

Holvi Pro

€15

month + VAT

For sole traders and limited companies

Everything you need to run your business: accounts, payment cards, invoicing. Suitable for solopreneurs and small teams.

Holvi Business

€50

month + VAT

For SMEs

Save on Ltd’s banking. Affordable SEPA and international transfers, and cards. Suitable as a company’s main or secondary account.

Holvi Flex

€0

month

For sole traders and limited companies

Our lightest plan that includes an account and a virtual card. Pay only for the transfers you need and stay flexible. Suitable for new businesses and solopreneurs.

Holvi Lite

€9

month + VAT

For sole traders and limited companies

The basic account plan you need to run your daily business banking – without any surprise fees. Suitable for solopreneurs.

Holvi Pro

€15

month + VAT

For sole traders and limited companies

Everything you need to run your business: accounts, payment cards, invoicing. Suitable for solopreneurs and small teams.

Holvi Business

€50

month + VAT

For SMEs

Save on Ltd’s banking. Affordable SEPA and international transfers, and cards. Suitable as a company’s main or secondary account.

6mo €29,90/mo, after that €79/mo

Holvi Zen

€29,90

month + VAT

For sole traders

Single-entry bookkeeping, accounts, cards, invoicing and online store.

6mo €79,90/mo, after that €99/mo

Holvi Zen+

€79,90

month + VAT

For sole traders and limited companies

Double-entry bookkeeping, accounts, cards, invoicing and online store.

6mo €29,90/mo, after that €79/mo

Holvi Zen

€29,90

month + VAT

For sole traders

Single-entry bookkeeping, accounts, cards, invoicing and online store.

6mo €79,90/mo, after that €99/mo

Holvi Zen+

€79,90

month + VAT

For sole traders and limited companies

Double-entry bookkeeping, accounts, cards, invoicing and online store.

Open account online

Open your Holvi account online in minutes – from the comfort of your couch.

1. Register and identify with bank credential

2. Share some basic details about you and your business

3. You’re all set!