Business banking made simple
Manage your business finances from day one. Enjoy tidy books, smart financial insights and professional invoicing – all at your fingertips.
*Open your account here and enjoy free Holvi Pro for the first six months with the code SUK6KK.
Holvi features – always in your pocket
Banking
An online business account with 500 free SEPA transfers per month.
Online store
Use your Holvi online sales platform to give your sales a boost!
Holvi cards
Debit, credit and virtual cards. Pay worldwide in practically any way.
Bookkeeping
Manage receipts, and prep for tax time. Bookkeeping, online or in-app.
Invoicing
Create, send, track and store invoices. Get instant notifications on paid invoices.
Holvi app
Managing business finances on the go has never been easier. Available for iOS and Android.
E-Invoicing
Send B2B e-invoices right from your account. No more switching between apps.
For teams
Simplify expense claims, manage team spending and track KPIs.

Everything you need to run your business
Running your business has never been smoother. With Holvi you can manage your business finances in one place – for a transparent price.
- Expense management. Save receipts, sort your income and expenses, add comments and see all your numbers – no spreadsheets needed.
- Invoicing & e-invoicing. Create and send up to 500 invoices and e-invoices. Want to boost online sales? The Holvi online store makes it possible.
- Financial insights. Holvi’s VAT calculator shows you how much you have to save for tax time. Manage your cash flow and stay in the know.
Holvi cards help you manage receipts and expenses
With Holvi cards, you can manage your business expenses anywhere and anytime. Scan and save receipts using your Holvi app – no more receipt chaos!
- Holvi Debit Card – keep your business and personal finances separate.
- Holvi Credit Card – for more financial freedom, with a credit line of up to €5,000.
- Virtual cards – allow you to pay wallet-free.


Boost your sales with invoicing and online selling
Send invoices and e-invoices right from your business account. Want to boost your sales even more? Holvi’s ready-made e-commerce platform gets you up and selling in minutes.
- Send invoices – up to 500 invoices. Get instant notifications on paid invoices.
- E-invoicing – send and receive e-invoices from Holvi. No switching between apps.
- Start selling online – our online store is included in every Holvi pricing plan.
No matter your business – Holvi is a fit
Create physical and virtual debit cards for your team and manage all company spending in real time.
- Each time a team member pays by card, they can capture receipts, categorise their expense, assign VAT and add bookkeeping notes.
- Instant notifications tell you each time a team member uses their card – that means no end-of-month surprises for you.
- Pay your team’s salary without additional accounts or software.

Why is Holvi ideal for entrepreneurs?
Save time
Automate the repetition tasks, save time and focus on what really matters – your business.
Transparent pricing
Choose the pricing plan that fits your needs. No hidden fees or fixed-term contracts.
Stay in-the-know
Manage your business banking in one place – no more switching between different accounts and software.
Safe
As a licensed financial institution, we have to comply with the strictest banking regulations.
Easy to use
Designed for entrepreneurs. No degree in business administration or economics needed.
Digital
On the go? Not a problem! Holvi is completely digital, so you can do your banking anywhere.

‘Holvi offers all the tools I need as an entrepreneur’
Tapio, Krash Ltd
COO & Producer
Open your account in 3 simple steps
Holvi is completely digital – so you don’t even need to leave the house.
- Confirm your identity online
- Fill in your company information
- Choose your pricing plan

