Work
nice
balance

Simple. Powerful.
Holvi is digital banking for freelancers
and small business owners like you.

Open account

Running a business is hard. We can help

Sign up with Holvi now, and get a complete set of tools to run your business in one powerful current account.

Get paid. Fast

Create and send invoices directly from your Holvi account. Track payments in real time with instant notifications.

Your expenses, made easy

Simplify complicated tasks like expense reporting and receipt matching, and have more time for the things that matter to you.

See the big picture

From real-time cash flow insights to detailed accounting reports, get the information you need to make the right decisions for your business.

Learn more

You´ve been looking
for freedom?

It’s not just a job. Every day, you put your heart and soul into your business to build something that matters. We get that – we’re entrepreneurs ourselves. That’s why we’ve made it our mission to help freelancers and entrepreneurs like you start, run and grow a thriving business.

Easy account set up

Sign up

Give us a few details to get you started.

Add your details

Verify your identity and your business.

You’re done!

Start saving time and energy with Holvi.

Open account

 

Every Holvi customer has a story

From yoga teachers to IT consultants, filmmakers to artisans, every Holvi customer has a story, a passion and a dream. Sign up with Holvi now, and join thousands of thriving freelancers, entrepreneurs and small business owners like you.

Hanna Meiners

Writer and content expert

Sign up took just a few minutes and the Holvi Business Mastercard arrived in the mail just a few days later – much easier than I thought! Creating invoices with Holvi is fast and uncomplicated, and with the App I can even send invoices on the go!

Pamela Spokes

Service designer

With Holvi I am able to send the invoice and have it paired up with the payment automatically and it will also track the VAT and I can then generate whatever report my accountant needs. So much easier for me and for the accountant.

Daniel Dunderfelt

Freelance developer

I thought that bookkeeping would be the nasty part of running a business, but Holvi has proved me wrong. I can focus on the work I want to do and it has turned out to be a great choice to become a full-time freelancer with the help of Holvi.

Security at Holvi

Safe

In accordance with the Finnish Payment Institution Act and the EU Payment Services Directive, Holvi customer funds are always kept separate from Holvi company funds.

Secure

Holvi utilises the latest technology to secure its systems, including two-factor authentication, TLS/ SSL encryption and Mastercard® Identity Check™ 3D Secure authentication.

Compliant

Holvi is licensed and regulated by the Financial Supervisory Authority of Finland (FIN-FSA). Operating across the EEA, it follows the same strict security standards as traditional banks.

Open 100% online –
no paperwork required!

Get your free business current account now.

Open Account