Company cards, clean books, no switching banks
Give your team cards with flexible limits, keep receipts organised and transfer DATEV data seamlessly. Holvi helps you get set up personally.
Since 2011 · BaFin-regulated · DATEV included · Top rated by SMEs
Business banking you can rely on
No booking without a receipt
Whether buying materials, managing software subscriptions or covering travel expenses – expense management is unavoidable.
It becomes a real problem as your team grows. Suddenly several people need the company card, but it is locked safely in a drawer. So marketing, sales and HR pay out of pocket and submit receipts weeks later.
Lost receipts, endless admin and frustration for both your team and your accountant are almost guaranteed. Meanwhile, month-end closures keep piling up. It is time to end the receipt chaos.
How Holvi helps
Setting up your account? Holvi takes care of it.
Once your account is open, the Holvi team will get in touch. We will check that everything is working properly and guide you step by step through your first clicks. No long processes and no waiting on hold.
Full transparency: One price, everything is in.
- Physical and virtual corporate cards for your entire team
- Subscription cards for recurring software payments
- Free DATEV integration
- 15 German IBANs
- Create and send e-invoices
- Optional business credit card with up to €50,000 credit limit
and much more.
With Holvi Business for only €59/month with an annual plan*. Enjoy a fixed price with no expensive add-ons for total financial predictability.
*Or €69 with monthly billing – cancel at any time.
Successful businesses already manage their finances with Holvi
“Customer support is fast and knowledgeable. They helped me a lot with questions about both the product and the administrative side of our bookkeeping.”
“Holvi helps me keep my income, invoices and receipts clearly organised and stay on top of my liquidity at all times. Another benefit is how easy it is to work with my accountant, since all the relevant financial data is available digitally and neatly structured.”
“Holvi has become my full primary bank, and I now handle all of my banking through Holvi. The advantage for me is that Holvi moves money in real time, which has earned me a strong reputation among my business associates.”
“I hold company accounts with both Holvi and one of Germany’s largest banks. Holvi comes out ahead on price, app design, features and support. Plus everything comes at a fixed monthly price with no extra charges for transfers.”
“I really like the app interface. Everything is clearly laid out and easy to find. In four years I have not run into a single issue with Holvi. The DATEV integration is another huge plus for our accountant.”
“Holvi offers so many practical features for me as a managing director. A few times I have thought of a feature that would be useful, only for Holvi to roll it out shortly after. It is as if they were reading my mind.”
Green light from your accountant
Holvi handles your bookkeeping almost automatically. Income and expenses pair directly with matching charts of accounts and custom cost centres so everything lands in DATEV fully and correctly.
Your accountant can view and export receipts, VAT rates and pre-sorted transactions whenever they need to, without manual steps or follow-up questions.
Ready to see Holvi in action?
In a live demo, we’ll show you where Holvi can save you valuable time. Personalised and completely non-binding.
Simply fill out the form and we’ll get in touch with the next steps.
Frequently asked about Holvi Business
No, Holvi is not a traditional bank. Holvi is a licensed payment institution supervised by BaFin. Customer funds are held securely in safeguard accounts at European partner banks, completely separate from our company assets.
No. You do not need to close your existing bank accounts. The Holvi Business account runs alongside your current bank as a second or main account for daily team spending, simple receipt capture and bookkeeping. Holvi does not automatically cancel your existing bank accounts.
The DATEV integration automates data sharing with your accountant in three simple steps:
Automatic matching: Receipts and invoices uploaded to Holvi match directly to incoming or outgoing payments.
Direct sync: Transactions, journal entries and receipts transfer securely to your accountant’s DATEV software via EBICS.
Zero manual effort: Say goodbye to exporting bank statements manually. Your accountant can process live data in just a few clicks.
Yes. After you sign up, the Holvi team will call to ensure your Holvi business account is set up for your needs. If you like, we can walk through every feature together step by step.
The Holvi Business account is built for growing small and medium-sized businesses (SMEs). It solves common issues around team purchasing across different locations and works well for businesses where multiple team members handle expenses like materials, software subscriptions or travel. We support almost all legal business forms in Germany:
Sole traders & freelancers: Self-employed individuals, freelancers, sole proprietors and registered traders (e.K.)
Partnerships: GbR (Gesellschaft bürgerlichen Rechts), OHG (Offene Handelsgesellschaft) and KG (Kommanditgesellschaft)
Corporations: GmbH (Gesellschaft mit beschränkter Haftung) and UG (limited liability) (Unternehmergesellschaft (haftungsbeschränkt)
Physical cards for on-site purchases arrive by post within 15 working days. Need a card sooner? Virtual cards are ready immediately. You can create them in the Holvi app as soon as your account is active and connect them to Apple Pay or Google Pay while waiting for your physical card. Virtual cards are also ideal for online payments.