Your free business bank account
Open a business account with no monthly fee. With Holvi Flex, you only pay for what you need.
- German IBAN
- Transparent pricing
- Full flexibility
- Open account online
Business banking starting from 0 €
- 1 German IBAN included
- €3 /month for each additional IBAN
- Fair €0.25 per transaction
- Instant transfers at no extra charge
- International transfers
Virtual debit card included
- Secure online and in-app payments
- Apple Pay & Google Pay™️
- Real-time payment notifications
- Lock and unlock anytime
- €3/month for each additional virtual card
- €3/month for each classic debit card
Happy Holvi customers
All pricing plans
Holvi Flex
0 €
0 €
/monthOnly available as a monthly plan
The business account with essential payment features. Pay only for what you need and stay flexible.
Holvi Lite
9 € 4,5 €
9 €
/month + VAT1 year subscription, monthly billing
Everything from Holvi Flex, plus more IBANs, more cards, transactions and expense management.
Holvi Pro
15 € 9 €
15 €
/month + VAT1 year subscription, monthly billing
Everything from Holvi Lite, plus more payment cards, e-invoicing and advanced accounting features.
Holvi Business
69 € 59 €
69 €
/month + VAT1 year subscription, monthly billing
For GmbHs and UGs with multiple employees, budgets and monthly financial tasks.
Biometric login
Fingerprint or Face ID login keeps access to your Holvi account safe and simple.
Multi-Factor-Authentication
From 2-FA to 3D Secure, we use the latest SCA tech to protect your TLS-encrypted account.
Bank-level security
Your money is safe with us. Bank-level security means your funds are always protected.
Open your free business account
Open your Holvi Flex business account easily online – for €0 per month.
1. Fill in your personal data
2. Verify your identity
(via video call or electronic ID)
3. Fill in your company info
Still curious?
Find answers to your questions in our Help Centre, or contact Holvi Support.
About us
We’ve lived and learned the entrepreneur life. Now we’re here to simplify yours.
How it works
Holvi is all you need – from business account, to online invoicing, to online bookkeeping.